PYMNTS Intelligence

Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
Banks Reject Small Business Credit Applications Five Times More Than Enterprise Clients, New Study Finds
June 26, 2025  |  SMBs

Half of financial institutions reject micro-business loan applications due to unverifiable legitimacy. Among those with access to third-party data, confidence in credit decisions — and...

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Nearly 1 in 4 Consumers Now Use Both Amazon Prime and Walmart+ for Peak Perks
Nearly 1 in 4 Consumers Now Use Both Amazon Prime and Walmart+ for Peak Perks
June 26, 2025  |  Retail

A rising tide of retail subscriptions is empowering consumers to master their spending, with a growing cohort strategically leveraging memberships to both Amazon Prime and...

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Consumers Say Merchants Shifting Blame for Higher Prices to Tariffs
Consumers Say Merchants Shifting Blame for Higher Prices to Tariffs
June 26, 2025  |  Consumer Insights

Getting married this summer? Know someone who is? A wedding dress will set you back on average $2,100, according to The Knot. While that’s roughly...

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Single-Card FinTechs Fall Behind in Customer Lifetime Value Race
Single-Card FinTechs Fall Behind in Customer Lifetime Value Race
June 25, 2025  |  Credit Cards

The card issuing sector doesn’t just rely on convenience and security. Customer lifetime value (CLTV) is the space’s currency. Get the Full Story Complete the...

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Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are
Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are
June 25, 2025  |  SMBs

A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny,...

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74% of Healthcare Payers Risk Fines From Manual Payment Processes
74% of Healthcare Payers Risk Fines From Manual Payment Processes
June 25, 2025  |  Healthcare

As other sectors accelerate into the digital age, the healthcare industry’s lingering reliance on manual payment systems is proving to be a critical bottleneck for...

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35% of Consumers Regularly Face Hundreds in Unplanned Expenses
35% of Consumers Regularly Face Hundreds in Unplanned Expenses
June 24, 2025  |  Consumer Insights

Recent research reveals that a significant portion of consumers regularly face substantial unplanned expenses, reshaping how financial institutions must approach credit offerings and consumer flexibility....

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Mobile-First Consumers Drive Biometric Payment Surge in UAE
Mobile-First Consumers Drive Biometric Payment Surge in UAE
June 24, 2025  |  Biometrics

The United Arab Emirates (UAE) is solidifying its position as a global leader in digital shopping, with more consumers relying on mobile devices for their...

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The Banking Industry’s Newspaper Moment
The Banking Industry’s Newspaper Moment
June 23, 2025  |  Digital Banking

In 2000, USA Today was the most circulated newspaper in the United States. More than 1.6 million copies were printed each day. Over 6.6 million...

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