PYMNTS Intelligence

Inside the Technology Shifts That Reshaped Payments and Risk in 2025

Inside the Technology Shifts That Reshaped Payments and Risk in 2025
Inside the Technology Shifts That Reshaped Payments and Risk in 2025
December 26, 2025  |  Payments Innovation

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money...

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Healthcare Costs Force One in Four Gen Z to Skip Care
Healthcare Costs Force One in Four Gen Z to Skip Care
December 26, 2025  |  Healthcare

For younger Americans, healthcare spending is becoming less about treating illness and more about managing financial risk at a stage of life when cash flow...

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Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

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Scammers Turn Christmas Into a Payments Stress Test
Scammers Turn Christmas Into a Payments Stress Test
December 24, 2025  |  Fraud Prevention

The holiday shopping period compresses weeks of spending into days, multiplies the number of online interactions, and makes consumers and companies vulnerable to fraudsters. Get...

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Retail Closes the Holiday Season Leaner and More Focused
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025  |  Retail

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping....

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Tariffs and Missing Data Push Product Leaders Into Crisis Mode
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025  |  Economy

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full...

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