PYMNTS Intelligence

Pay by Bank Gains Take but Card Rewards Keep Loyalty

Pay by Bank Gains Take but Card Rewards Keep Loyalty
Pay by Bank Gains Take but Card Rewards Keep Loyalty
January 05, 2026  |  Payment Methods

Pay by bank is no longer an unfamiliar concept in U.S. payments, but it has yet to earn a permanent place in consumers’ daily spending...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

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Payroll Data Is Becoming a New Signal for the Financial System
Payroll Data Is Becoming a New Signal for the Financial System
January 05, 2026  |  Payroll

For decades, payroll has been treated as administrative plumbing — essential, regulated and largely invisible. It is something companies do every two weeks, employees fret...

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Proactive Technology Helps Extended Households Turn Strain Into Stability
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026  |  Consumer Finance

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete...

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More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  Artificial Intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025  |  Consumer Finance

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more...

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Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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