PYMNTS Intelligence

More Than Half of Merchants Shift Fraud Spend From People to Tech

More Than Half of Merchants Shift Fraud Spend From People to Tech
More Than Half of Merchants Shift Fraud Spend From People to Tech
January 13, 2026  |  Fraud Prevention

Merchants are discovering that fraud prevention has become less about stopping bad actors at checkout and more about managing risk across the entire payment journey,...

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Mid-Tier Retailers Caught Between Amazon and Walmart
Mid-Tier Retailers Caught Between Amazon and Walmart
January 13, 2026  |  Retail

For decades, the retail industry was organized around a familiar axis: price versus experience, scale versus specialization, mass versus premium. Get the Full Story Complete...

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AI Rewrites Lending for Borrowers FICO Scores Miss
AI Rewrites Lending for Borrowers FICO Scores Miss
January 12, 2026  |  Consumer Finance

For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been...

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North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
January 12, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...

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Why Today’s CFO Is Part Economist, Strategist and Risk Officer
Why Today’s CFO Is Part Economist, Strategist and Risk Officer
January 12, 2026  |  CFO

The CFO’s mandate has traditionally been to optimize within existing systems. Finance chiefs manage costs, allocate capital, forecast with increasing precision and ensure their company...

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Embedded Finance Pays Off for 54% of US B2B Platforms
Embedded Finance Pays Off for 54% of US B2B Platforms
January 09, 2026  |  B2B Payments

B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Smart Accounts Payable Pays Suppliers Faster and Wins Leverage
Smart Accounts Payable Pays Suppliers Faster and Wins Leverage
January 08, 2026  |  Accounts Payable

When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. Get the Full Story Complete the form to unlock...

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