PYMNTS Intelligence

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Why the Labor Economy Turns to Credit to Keep Spending
Why the Labor Economy Turns to Credit to Keep Spending
January 21, 2026  |  Economy

The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly...

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Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
January 21, 2026  |  Business

Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing...

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Power Users Show Businesses How Agentic AI Goes Mainstream
Power Users Show Businesses How Agentic AI Goes Mainstream
January 21, 2026  |  Artificial Intelligence

The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform. Get the Full...

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BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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Banking, Retail and Tech Leaders Align on AI Agents’ High-Impact Use Cases
Banking, Retail and Tech Leaders Align on AI Agents’ High-Impact Use Cases
January 20, 2026  |  Artificial Intelligence

At first guess, one might think the agentic AI boom would splinter into a thousand use cases. Retailers automating inventory. Banks unleashing robo-analysts. Manufacturers fine-tuning...

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82% of Merchants Plan to Expand Digital Wallet Adoption
82% of Merchants Plan to Expand Digital Wallet Adoption
January 20, 2026  |  Digital Payments

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and...

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