PYMNTS Study

Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
February 12, 2026  |  SMBs

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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Nearly Two-Thirds of Credit Unions Turn to FinTechs to Upgrade Core Products
Nearly Two-Thirds of Credit Unions Turn to FinTechs to Upgrade Core Products
February 06, 2026  |  Credit Unions

Not long ago, FinTechs and credit unions often approached each other from opposite sides of the same market. Get the Full Story Complete the form...

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Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
February 05, 2026  |  Disbursements

Instant payments have moved from novelty to norm, reshaping how consumers expect to receive money across payroll, insurance, rewards and platform disbursements. Nearly three in...

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Gen Z Wants to Use Smartphones to Pay Their Doctors
Gen Z Wants to Use Smartphones to Pay Their Doctors
February 04, 2026  |  Healthcare

From virtual doctor visits to scheduling apps and health trackers, consumers are steadily integrating technology into how they manage healthcare. Get the Full Story Complete...

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For CFOs, Liquidity Now Matters More Than Forecast Precision
For CFOs, Liquidity Now Matters More Than Forecast Precision
February 03, 2026  |  CFO

The job of the chief financial officer typically shifts in step with the macro environment. Get the Full Story Complete the form to unlock this...

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Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions
Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions
January 29, 2026  |  Healthcare

Digital healthcare is expanding fast, but the people most eager for it are also the ones most likely to get stuck when it’s time to...

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Shoppers Trust Banks Over Retailers to Let AI Buy
Shoppers Trust Banks Over Retailers to Let AI Buy
January 28, 2026  |  Artificial Intelligence

Today’s digital-first shoppers are happy to let artificial intelligence lend an electronic hand as they shop online for everything from clothing to groceries. Get the...

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Credit Unions Face Onboarding Test as 70% of Small Businesses Prefer Digital Start
Credit Unions Face Onboarding Test as 70% of Small Businesses Prefer Digital Start
January 28, 2026  |  Digital Onboarding

Small businesses may say they value relationships, but when basic digital tasks still require a phone call or branch visit, loyalty starts to look temporary....

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