PYMNTS Study

North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
January 12, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...

READ MORE >
Survey: 40% of Hourly Workers See No Benefit From Economic Growth
Survey: 40% of Hourly Workers See No Benefit From Economic Growth
January 12, 2026  |  Economy

Liquidity stress in the U.S. economy is no longer a background condition. Get the Full Story Complete the form to unlock this article and enjoy...

READ MORE >
Shared Signals Are Helping Banks Stop Fraud Sooner
Shared Signals Are Helping Banks Stop Fraud Sooner
January 09, 2026  |  Security & Fraud

The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. Get the Full Story Complete...

READ MORE >
Digital Wallets Win the Instant Payments Habit Battle
Digital Wallets Win the Instant Payments Habit Battle
January 09, 2026  |  Real-Time Payments

Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

READ MORE >
More Than Half of All Suppliers Take Instant Payment When Offered
More Than Half of All Suppliers Take Instant Payment When Offered
December 23, 2025  |  Real-Time Payments

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete...

READ MORE >
Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

READ MORE >
Fake Invoices Hit 47% of Mid-Market Companies in the Past Year
Fake Invoices Hit 47% of Mid-Market Companies in the Past Year
December 17, 2025  |  Security & Fraud

An attack that begins with a trusted vendor rather than a masked hacker is becoming one of the most persistent risks facing medium-sized companies in...

READ MORE >
B2B Platforms Turn Embedded Finance Into a Revenue Engine
B2B Platforms Turn Embedded Finance Into a Revenue Engine
December 12, 2025  |  B2B Payments

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. Get the...

READ MORE >
Checks Drain $39,000 From Small Businesses Each Year
Checks Drain $39,000 From Small Businesses Each Year
December 05, 2025  |  B2B Payments

Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables....

READ MORE >