PYMNTS Study

53% of Consumers Use Credit for Planned Purchases
53% of Consumers Use Credit for Planned Purchases
March 16, 2026  |  Credit Cards

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...

READ MORE >
Consumers Judge Payouts by When the Money Lands
Consumers Judge Payouts by When the Money Lands
March 16, 2026  |  Disbursements

For much of modern banking history, waiting several days for money to arrive was treated as routine. That assumption is eroding. Get the Full Story...

READ MORE >
Fraud Defense Moves From the Back Office to the Codebase
Fraud Defense Moves From the Back Office to the Codebase
March 13, 2026  |  Security & Fraud

The evolution of digital payments has often followed a predictable pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >
Embedded Payments Help Travel Platforms Close More Bookings
Embedded Payments Help Travel Platforms Close More Bookings
March 13, 2026  |  Platform Payments

“Travel Firms Embrace Embedded Wallets to Boost Revenue and Conversion” is a collaboration between PYMNTS Intelligence and Marqeta. This data brief explores how embedded finance...

READ MORE >
42% of Power Users Say They Now Use Search Less
42% of Power Users Say They Now Use Search Less
March 13, 2026  |  Artificial Intelligence

Artificial intelligence is starting to look less like a novelty and more like a new kind of personal assistant, one that people increasingly tap first...

READ MORE >
Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
Introducing the ‘Know Your Agent’ Framework for the Age of Agentic Commerce
March 12, 2026  |  Digital Identity

As digital commerce becomes increasingly automated, enterprises face a new identity challenge: distinguishing legitimate AI agents acting on behalf of customers from malicious bots designed...

READ MORE >
47% of Merchants Report False Declines Cost Them Sales
47% of Merchants Report False Declines Cost Them Sales
March 11, 2026  |  Fraud Prevention

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate...

READ MORE >
86% of Top Performing Credit Unions Support Open Banking
86% of Top Performing Credit Unions Support Open Banking
March 09, 2026  |  Credit Unions

Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. Get the Full...

READ MORE >
Growing Fraud Risks Complicate Banks’ Push Toward Instant Payments
Growing Fraud Risks Complicate Banks’ Push Toward Instant Payments
March 06, 2026  |  Security & Fraud

A growing body of evidence suggests that businesses may be looking in the wrong place for payment fraud risk. Get the Full Story Complete the...

READ MORE >