PYMNTS Study

Identity Gaps Are Becoming Billion-Dollar Points of Failure

Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

READ MORE >
53% of Scam Victims Recover Money When They Tell Their Bank
53% of Scam Victims Recover Money When They Tell Their Bank
March 23, 2026  |  Security & Fraud

A scam often works because the payment happens before the victim has time to think. Get the Full Story Complete the form to unlock this...

READ MORE >
Tokenization Powers Invisible Checkout in Agentic Commerce
Tokenization Powers Invisible Checkout in Agentic Commerce
March 20, 2026  |  Blockchain

Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. Get the Full Story Complete the form to unlock...

READ MORE >
56% of Gen Z Struggle to Track When Installment Payments Are Due
56% of Gen Z Struggle to Track When Installment Payments Are Due
March 20, 2026  |  Buy Now Pay Later

For many consumers, pay later is shifting from a checkout convenience to a budgeting tool. Get the Full Story Complete the form to unlock this...

READ MORE >
How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

READ MORE >
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

READ MORE >
38% of Millennials Pay Out of Pocket for Healthcare
38% of Millennials Pay Out of Pocket for Healthcare
March 18, 2026  |  Healthcare

Healthcare costs are hitting the youngest adults hardest, turning even routine care into a budget decision for Americans who, on paper, should need the least...

READ MORE >
75% of Consumers Say Inflation Coping Strategies Aren’t Working
75% of Consumers Say Inflation Coping Strategies Aren’t Working
March 17, 2026  |  Consumer Insights

Young consumers in the United States are doing more than ever to stay afloat, but new data shows that effort alone is no longer restoring...

READ MORE >
53% of Consumers Use Credit for Planned Purchases
53% of Consumers Use Credit for Planned Purchases
March 16, 2026  |  Credit Cards

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...

READ MORE >