PYMNTS Study

FinTechs Shift From Wealth Building to Accelerating Cash Flow

FinTechs Shift From Wealth Building to Accelerating Cash Flow
FinTechs Shift From Wealth Building to Accelerating Cash Flow
March 27, 2026  |  Consumer Finance

The assumption that consumers are motivated primarily by upside has defined the go-to-market playbooks of payments companies, FinTechs and consumer brands for years. Get the...

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Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
March 24, 2026  |  Artificial Intelligence

“How Acquirers Prepare for Agentic Commerce” examines how acquirers are preparing for the next phase of digital commerce as AI-powered agents take on a larger...

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Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

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53% of Scam Victims Recover Money When They Tell Their Bank
53% of Scam Victims Recover Money When They Tell Their Bank
March 23, 2026  |  Security & Fraud

A scam often works because the payment happens before the victim has time to think. Get the Full Story Complete the form to unlock this...

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Tokenization Powers Invisible Checkout in Agentic Commerce
Tokenization Powers Invisible Checkout in Agentic Commerce
March 20, 2026  |  Blockchain

Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. Get the Full Story Complete the form to unlock...

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56% of Gen Z Struggle to Track When Installment Payments Are Due
56% of Gen Z Struggle to Track When Installment Payments Are Due
March 20, 2026  |  Buy Now Pay Later

For many consumers, pay later is shifting from a checkout convenience to a budgeting tool. Get the Full Story Complete the form to unlock this...

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How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

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What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

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38% of Millennials Pay Out of Pocket for Healthcare
38% of Millennials Pay Out of Pocket for Healthcare
March 18, 2026  |  Healthcare

Healthcare costs are hitting the youngest adults hardest, turning even routine care into a budget decision for Americans who, on paper, should need the least...

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