PYMNTS Study

84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
84% of Cross-Border Shoppers Say One-Click Checkout Influences Merchant Choice
July 07, 2026  |  eCommerce

For merchants looking overseas for growth, the fastest route may run straight through the checkout page. That is the central finding of “Payments Optimization: Powering Global...

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Workers Face Cash Gaps While Earned Wage Access Sits Unused
Workers Face Cash Gaps While Earned Wage Access Sits Unused
July 07, 2026  |  Consumer Finance

Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial...

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36% of Small Businesses Turn to FinTechs for Cross-Border Payments
36% of Small Businesses Turn to FinTechs for Cross-Border Payments
July 03, 2026  |  Cross-border Payments

For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job....

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42% of Issuers Say Fraud and Disputes Are Driving Up Costs
42% of Issuers Say Fraud and Disputes Are Driving Up Costs
July 02, 2026  |  Fraud Prevention

Fraud used to sit in the back office. Now it has a front-row seat in the issuer growth strategy. Every blocked purchase, failed dispute or...

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Small Businesses Inherit Big Business Money Problems
Small Businesses Inherit Big Business Money Problems
July 01, 2026  |  SMBs

Large corporations and small businesses aren’t the same. The most obvious difference is sheer scale, but the knock-on effects of that scale have effectively erected...

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51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. That...

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Household Bills Turn Optimism Into Deferred Purchases
Household Bills Turn Optimism Into Deferred Purchases
June 30, 2026  |  Consumer Insights

Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research...

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53% of Bankers Say Security Drives Real-Time Payments
53% of Bankers Say Security Drives Real-Time Payments
June 29, 2026  |  Real-Time Payments

Real-time payments are starting to look less like a faster delivery truck and more like a digital receipt that arrives before anyone has to ask...

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How Pain at the Pump Just Became a Staffing Problem
How Pain at the Pump Just Became a Staffing Problem
June 26, 2026  |  Consumer Insights

The shift isn’t worth the drive, and workers are doing the math. “When the Drive Isn’t Worth the Pay: How Fuel Costs Reshape Who Can...

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