Digital bank customers are turning the mobile wallet from a convenience into their default way to pay. That shift stands out in “Pay by Bank Deep...
Businesses that use real-time payments tend to see more value than businesses still deciding whether they need them at all. The divide emerged from the...
Small businesses are not abandoning banks for cross-border payments, but they are giving FinTechs a much larger share of the work. That shift stands out in “The Cross-Border...
Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. “The Emerging Middle...
For decades, the hourly labor market has organized worker pay around the wage itself. Employers compete by adding another dollar per hour, workers compare job...
Consumers may hear different labels for stablecoins and other cryptocurrency, but many still place both products in the same mental bucket. That finding sits at...
A difference of just 0.50 percentage points in debit authorization performance can turn into a five-figure monthly revenue leak for an issuer. The PYMNTS Intelligence...
Financial institutions have traditionally organized customers using familiar metrics: income, assets, credit score and spending patterns. Those variables determined who qualified for a mortgage, which...
The operating assumption in card issuing is that better technology should produce better economics. Card issuers have largely won the technology-access battle. Instant issuance, mobile...