PYMNTS Study

Price Hikes Backfire as Tariffs Erode Margins and Demand

Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. Get the Full Story Complete...

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72% of Consumers Say Personalization Shapes Where They Bank
72% of Consumers Say Personalization Shapes Where They Bank
September 18, 2025  |  Digital Banking

Although conversational artificial intelligence can cut wait times and reduce service costs for banks, the real prize could be won elsewhere. Get the Full Story...

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Credit Unions Bet on 5 Digital Plays to Win the Next Generation
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
September 16, 2025  |  Credit Unions

Keeping Generation Z engaged is more than a marketing imperative; for credit unions, it’s fast becoming a survival strategy. Get the Full Story Complete the...

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How Instant Payouts Become Loyalty’s Secret Weapon
How Instant Payouts Become Loyalty’s Secret Weapon
September 15, 2025  |  Payment Methods

They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in...

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46% of Once-Stable Consumers Now Live Paycheck to Paycheck
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
September 15, 2025  |  Consumer Insights

A growing number of consumers in the United States are living paycheck to paycheck, not because they earn too little, but because of how their...

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Spreadsheets Slow Buildings Faster Than Broken Elevators
Spreadsheets Slow Buildings Faster Than Broken Elevators
September 15, 2025  |  Real Estate

For many property managers, inefficiencies lurk not in the halls of apartment buildings but in the filing cabinets and spreadsheets of the back office. Get...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  Buy Now Pay Later

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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