PYMNTS Study

Every Instant Payout Is a New Customer Waiting to Happen

Every Instant Payout Is a New Customer Waiting to Happen
Every Instant Payout Is a New Customer Waiting to Happen
June 04, 2026  |  Disbursements

Financial institutions have long treated disbursements as back-office logistics. Move the money, book the revenue and support the commercial client. However, the PYMNTS Intelligence report...

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Amazon Wins When Retail Checkout Breaks
Amazon Wins When Retail Checkout Breaks
June 04, 2026  |  Retail

When a millennial advertising executive spends 30 minutes on a Sunday morning browsing face serums on a beauty website, she expects that once she lands...

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High Earners Help Banks Take the Lead in Installments
High Earners Help Banks Take the Lead in Installments
June 03, 2026  |  Alternative Credit

Installment lending was once framed as a way to broaden access to credit. According to a PYMNTS Intelligence April report, “The Pay Later Data Shift:...

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Issuers Say Smart Checkout Could Rewrite Card Rewards
Issuers Say Smart Checkout Could Rewrite Card Rewards
June 03, 2026  |  Loyalty & Rewards

“The Smart Checkout Opportunity: Why Issuers Are Ready For A Better Rewards System” examines why card issuers and FinTechs are seeking a more effective way to...

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Payment Inquiries Rise as Faster Payouts Promise Relief
Payment Inquiries Rise as Faster Payouts Promise Relief
June 02, 2026  |  Disbursements

The modern payments economy can approve a transaction in seconds yet still leave recipients wondering where their money is days later. That disconnect is becoming...

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What 110 Companies Reveal About the Future of Payments Orchestration
What 110 Companies Reveal About the Future of Payments Orchestration
June 02, 2026  |  Payments Innovation

Payment problems don’t stay hidden inside the back office. When a customer reaches checkout, and a payment fails, stalls or gets declined for the wrong...

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AI Gives Smaller Credit Unions a Shot at Bigger Growth
AI Gives Smaller Credit Unions a Shot at Bigger Growth
June 01, 2026  |  Credit Unions

Credit unions have traditionally played to their strengths. These community lenders built their competitive identity around trust, local roots and personal service. The pitch was...

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Study Finds AI Reshaping Commerce Faster Than Retailers Can Adapt
Study Finds AI Reshaping Commerce Faster Than Retailers Can Adapt
June 01, 2026  |  eCommerce

The “Global Digital Shopping Index: The AI-Powered Shopper Has Arrived” shows that retail is moving into a new phase. Consumers are no longer just shopping...

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