The Data Point

Businesses Use Credit Card Tactics to Boost Pay by Bank
Businesses Use Credit Card Tactics to Boost Pay by Bank
July 22, 2025  |  Payment Methods

A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing...

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Back-to-Office Mandates Spur 60% Jump in Weekend Grocery Shopping Habits
Back-to-Office Mandates Spur 60% Jump in Weekend Grocery Shopping Habits
July 21, 2025  |  Consumer Insights

The back-to-the-office movement is proving to be a powerful catalyst for significant shifts in consumer purchasing behavior, impacting everything from daily meal choices to long-term...

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Nearly Half of Self-Checkout Thieves Are Repeat Offenders
Nearly Half of Self-Checkout Thieves Are Repeat Offenders
July 18, 2025  |  self service retail

The promise of frictionless retail through self-checkout once faltered, but a new wave of smart, unattended solutions is now poised to redefine consumer commerce and...

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Almost All Cross-Border Shoppers Want to Pay With Local Currency
Almost All Cross-Border Shoppers Want to Pay With Local Currency
July 17, 2025  |  Cross Border Commerce

Global expansion for eCommerce merchants, while offering vast opportunity, remains a complex arena where payment failures and consumer preferences can quickly derail international sales, according...

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40% of Consumers Use Credit Cards to Pay for Travel Services
40% of Consumers Use Credit Cards to Pay for Travel Services
July 15, 2025  |  Payment Methods

A new analysis from PYMNTS reveals that consumer payment behavior is largely driven by entrenched habits and the nature of the purchase, with distinct patterns...

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82% of Enterprise CFOs Actively Use Gen AI
82% of Enterprise CFOs Actively Use Gen AI
July 10, 2025  |  artificial intelligence

Artificial intelligence (AI) is rapidly reshaping enterprise financial management, with more than four-fifths of chief financial officers either already leveraging or actively considering its adoption...

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Daily Budget App Adoption Stalls at 14%
Daily Budget App Adoption Stalls at 14%
July 09, 2025  |  financial apps

Amid persistent financial anxieties affecting most Americans, a new report highlights that advanced budgeting tools offer an antidote to widespread financial stress, yet remain underused....

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For 86% of Firms, Nearly a Third of Invoiced Sales Are Late
For 86% of Firms, Nearly a Third of Invoiced Sales Are Late
July 04, 2025  |  Accounts Receivable

Despite widespread digital transformation efforts across industries, a new report reveals that many businesses, particularly small- to medium-sized firms, continue to grapple with the costly...

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New Study Puts a Price Tag on How Consumers Value Convenience
New Study Puts a Price Tag on How Consumers Value Convenience
July 03, 2025  |  Consumer Insights

Amid persistent financial strain for many U.S. households, a new report highlights how convenience services, often seen as time-savers, have become a focal point for...

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