tokenization

Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no extrinsic or exploitable meaning or value. The token is a reference that maps back to the sensitive data through a tokenization system.

Visa Debuts Program to Help Businesses Embed Payments
Visa Debuts Program to Help Businesses Embed Payments
May 21, 2025  |  VISA

Visa launched Visa Commercial Integrated Partners, a program to help businesses embed payments into their products and platforms. Get the Full Story Complete the form...

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Adyen and JCB Roll Out Card-on-File Tokenization Service
Adyen and JCB Roll Out Card-on-File Tokenization Service
May 13, 2025  |  Partnerships

FinTech platform Adyen has launched a collaboration with Japanese payment brand/credit card issuer JCB. Get the Full Story Complete the form to unlock this article...

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Embedded Finance Unlocks Value for Underserved Small Business Sectors
Embedded Finance Unlocks Value for Underserved Small Business Sectors
May 08, 2025  |  SMBs

The rise of embedded payments is helping to change the business models of legal and financial services companies, accounting firms, nonprofits and logistics operators, to...

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Agentic AI and Tokens Make Loyalty Programs Personalized, Automated Drivers of Commerce
Agentic AI and Tokens Make Loyalty Programs Personalized, Automated Drivers of Commerce
May 05, 2025  |  Payments Innovation

Agentic agents, automated payments and consumer-permissioned, data-rich tokens will transform loyalty and rewards — moving beyond the merchant-by-merchant siloed experience that is the hallmark of...

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Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
May 05, 2025  |  Payments Innovation

In the report “Bridging the Gap: Helping Acquirers Meet Evolving Merchant Demands,” a joint effort between PYMNTS Intelligence and Visa Acceptance Solutions, we found that...

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Rain Joins Visa’s Pilot Program for Stablecoin Settlement
Rain Joins Visa’s Pilot Program for Stablecoin Settlement
May 01, 2025  |  Cryptocurrency

Rain, a global card-issuing platform built for stablecoins, joined Visa’s pilot program for stablecoin settlement. Get the Full Story Complete the form to unlock this...

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The Loyalty Game Gets Smarter With Co-Branded Card Precision
The Loyalty Game Gets Smarter With Co-Branded Card Precision
May 01, 2025  |  Credit Cards

Co-branded credit cards are having a moment as merchants see the value in branding and stronger customer relationships. Get the Full Story Complete the form...

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Visa Gives AI Shopping Agents ‘Intelligent Commerce’ Superpowers
Visa Gives AI Shopping Agents ‘Intelligent Commerce’ Superpowers
April 30, 2025  |  VISA

Visa wants the next wave of agentic artificial intelligence (AI) to do more than curate a dream vacation or the perfect outfit to wear for...

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Truist Completes Initial Test of Alias-Based Bill Payment Solution
Truist Completes Initial Test of Alias-Based Bill Payment Solution
April 25, 2025  |  Payments Innovation

Truist completed the initial testing phase of an alias-based bill payment solution that uses The Clearing House’s RTP® network and Request for Payment (RfP) platform....

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