Credit Scoring news and trends

Nova Credit Makes the Case for a Real-Time Credit Bureau
Consumer Finance // October 27, 2025

Watch more: Need To Know, Nova Credit, Misha Esipov Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Equifax Targets Fraud Amid 13% Jump in Mortgage Revenue
Earnings // October 21, 2025

Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...
Data // June 23, 2025

Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Dark Web Threats Drive Urgency for Better Bank Account Validation
Authentication // June 04, 2025

Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay dormant, and can act as havens for fraudsters. Get the Full Story Complete the form to unlock this article and...

Interviews & Exclusives
Nova Credit Makes the Case for a Real-Time Credit Bureau

October 27, 2025
Watch more: Need To Know, Nova Credit, Misha Esipov Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Dark Web Threats Drive Urgency for Better Bank Account Validation

June 04, 2025
Millions of bank credentials have been exposed by the recent Coinbase hack, and they’re available on the dark web. Elsewhere, millions of neobank accounts lay dormant, and can act as...

How Could Generative AI Change Payments Processing?

May 24, 2023
While generative artificial intelligence (AI) makes headlines, the technology has for years been driving efficiencies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Quick Reads
TransUnion to Acquire Mobile Division of RealNetworks

February 02, 2026
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Equifax Targets Fraud Amid 13% Jump in Mortgage Revenue

October 21, 2025
Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

FICO Announces Plan to Add BNPL to Credit Score Calculations

February 04, 2025
Following a joint study with buy now, pay later (BNPL) firm Affirm, FICO has said that it is planning to add BNPL data to its credit score analysis. Get the...

FICO’s Resilience Index Predicts Borrowers’ Risk During Economic Uncertainty

June 29, 2020
In an effort to keep credit flowing amid uncertain economic conditions, FICO has unveiled its FICO Resilience Index. The tool is meant to complement the FICO Score and allow lenders to...