Credit Unions/page/24 news and trends

Court Orders Fed to Rewrite Debit Card Swipe Fee Rule

October 26, 2026
credit-card-swipe-fees
Instant Payments May Give Credit Unions a Deposit Growth Advantage
Real-Time Payments // October 22, 2026

Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from Amplify Credit Union adds another measure: deposit growth. Business accounts that received at least one instant payment grew 25% faster...

87% Satisfaction Gives Credit Unions a Foundation to Grow Card Usage
Credit Unions // October 15, 2026

Credit unions have already earned their members’ trust. Giving those members more reasons to use their cards could start with something tangible: rewards on everyday purchases. That opportunity anchors the third key finding in “The Top-of-Wallet Challenge: Why Trust Alone Is Not Enough to Drive...

Credit Unions Could Land More FinTech Partners by Simplifying Onboarding
Credit Unions // October 14, 2026

A FinTech that wants to sell to 10 credit unions can face 10 separate onboarding processes. For a market made up of thousands of individual institutions, that repetition can affect whether a provider decides the opportunity is worth pursuing. Among FinTechs hesitant to sell to...

Credit Union Members Want Rewards on the Tech Agenda
Loyalty & Rewards // October 06, 2026

Credit unions deciding where to put their next technology dollar are getting a different answer from consumers than they might expect. The PYMNTS Intelligence playbook “Credit Union Innovation Readiness: The Rewards Opportunity Credit Unions Can No Longer Ignore,” produced in collaboration with Velera, found in...

Interviews & Exclusives
Instant Payments May Give Credit Unions a Deposit Growth Advantage

October 22, 2026
Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from Amplify Credit Union adds another measure: deposit growth. Business accounts that received at least one instant payment grew 25% faster after Amplify enabled receive-only capabilities on The Clearing House RTP […]

87% Satisfaction Gives Credit Unions a Foundation to Grow Card Usage

October 15, 2026
Credit unions have already earned their members’ trust. Giving those members more reasons to use their cards could start with something tangible: rewards on everyday purchases. That opportunity anchors the...

Credit Unions Could Land More FinTech Partners by Simplifying Onboarding

October 14, 2026
A FinTech that wants to sell to 10 credit unions can face 10 separate onboarding processes. For a market made up of thousands of individual institutions, that repetition can affect...

Credit Union Members Want Rewards on the Tech Agenda

October 06, 2026
Credit unions deciding where to put their next technology dollar are getting a different answer from consumers than they might expect. The PYMNTS Intelligence playbook “Credit Union Innovation Readiness: The...

Quick Reads
Court Orders Fed to Rewrite Debit Card Swipe Fee Rule

October 26, 2026
A federal appeals court has upheld a lower court ruling striking down the Federal Reserve’s 21-cent cap on debit card interchange fees. This latest decision was handed down Monday (Oct. 26) by a three-judge panel of the 8th U.S. Circuit Court of Appeals, affirming a ruling last year that vacated the cap. The decision stems […]

Court Shields Federal Credit Unions From Illinois Swipe Fee Law

September 23, 2026
A U.S. District Court ruled Tuesday (Sept. 22) that federal credit unions cannot be forced to comply with the Illinois Interchange Fee Prohibition Act (IFPA), according to a Tuesday press release issued...

Bed Bath & Beyond Launches Homeownership Program With Alliant

September 21, 2026
Bed Bath & Beyond is continuing its pivot beyond the home decor world via a new partnership with Alliant Credit Union. The companies on Monday (Sept. 21) announced the Journey...

Nasdaq Verafin and Stablecore Help Banks Spot Financial Crime Across Cash and Crypto

September 15, 2026
Nasdaq Verafin and Stablecore partnered to help financial institutions detect financial crimes across fiat and digital asset activity, Nasdaq said in a Tuesday (Sept. 15) press release. The partnership brings...