Digital Banking news and trends

Klarna Converts Checkout Traffic Into $13 Billion in Deposits

February 19, 2026
Klarna, earnings
Nearly Half of Digital Bank Customers Prefer Digital Wallets
Mobile Wallets // February 18, 2026

Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear protections. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Provident Bank Says Strategy Focused on Simplicity Over Shiny Tech
Digital Banking // February 11, 2026

Scott Hurlbert’s clearest reminder that customer experience is still personal came through a text from his daughter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Experian Targets Consumer Cash With High-Yield Savings Bet
Consumer Finance // February 09, 2026

Experian now offers consumers a high-yield digital savings account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Digital Banks Win With Younger and Lower-Income Consumers
Digital-First Banking // February 09, 2026

Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks. Get the Full Story Complete the form...

Interviews & Exclusives
Nearly Half of Digital Bank Customers Prefer Digital Wallets

February 18, 2026
Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear protections. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Provident Bank Says Strategy Focused on Simplicity Over Shiny Tech

February 11, 2026
Scott Hurlbert’s clearest reminder that customer experience is still personal came through a text from his daughter. Get the Full Story Complete the form to unlock this article and enjoy...

Digital Banks Win With Younger and Lower-Income Consumers

February 09, 2026
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that...

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep...

Quick Reads
Experian Targets Consumer Cash With High-Yield Savings Bet

February 09, 2026
Experian now offers consumers a high-yield digital savings account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Nubank to Challenge US and Asian Banks With Lean Digital Model

February 05, 2026
Nubank’s effort to get a banking license in the United States is part of a global expansion planned by the digital bank, Bloomberg reported Thursday (Feb. 5). Get the Full...

Ripple OK’d for a EU Electronic Money License

February 02, 2026
Ripple, a provider of blockchain-based enterprise solutions for the finance sector, received Monday (Feb. 2) full approval for an Electronic Money Institution (EMI) license from Luxembourg’s financial regulator, the Commission...

Nu Wins Conditional Approval for US National Bank Charter

January 29, 2026
Digital financial services giant Nu received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a new national bank in the United States, according to...