Financial Conduct Authority news and trends

Ripple Secures Electronic Money Institution License and Crypto Asset Registration in UK
Regulation // January 09, 2026

Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

UK Allows Firms to Set Their Own Limits for Contactless Payments
Regulation // December 19, 2025

The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for contactless payments. Get the Full Story Complete the form to unlock this article and enjoy...

Zilch Enters the ‘Payments Tent’ With FCA License
Payment Methods // December 11, 2025

Consumer payments platform Zilch has secured a payment services license in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Romance Fraud Reports Increase 9% in UK
Fraud Prevention // October 17, 2025

Payment service providers and online platforms have roles to play in combating romance fraud, the United Kingdom’s Financial Conduct Authority said Friday (Oct. 17). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Interviews & Exclusives
Newly Flush With Capital, Challenger Banks Face New Challenges

December 10, 2024
A wave of funding rounds over the past several months is giving challenger banks fresh financial firepower to position themselves as alternatives to traditional banks, mainstays of financial services that have been around for decades — even centuries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Will Regulators’ Public Shaming Blunt Innovation?

June 05, 2024
The respective online “walls of shame” that U.S. and U.K. regulators have proposed to erect — spotlighting companies under various investigations — may have a chilling effect on competition and...

UK Edges Closer to BNPL Regulation as Consultation Kicks Off

February 15, 2023
The U.K. has launched a long-awaited consultation aimed at regulating the BNPL sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

UK and EU’s Payments and Crypto Regulation Divergence Set to Accelerate

December 30, 2022
In 2023, the U.K. will accelerate its divergence from EU payment and crypto regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
UK’s FCA Helps Crypto Firms Prepare for New Regulatory Regime

January 09, 2026
The United Kingdom’s Financial Conduct Authority posted information for firms that want to offer crypto asset-related services in the country under the crypto asset regulatory regime that is expected to come into effect in 2027. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Ripple Secures Electronic Money Institution License and Crypto Asset Registration in UK

January 09, 2026
Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. Get the Full Story Complete the form to...

UK Allows Firms to Set Their Own Limits for Contactless Payments

December 19, 2025
The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for...

Zilch Enters the ‘Payments Tent’ With FCA License

December 11, 2025
Consumer payments platform Zilch has secured a payment services license in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...