Lending news and trends

Mastercard Uses Network Data to Speed Credit Decisions

December 03, 2025
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
BNPL // November 19, 2025

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete...

Blockchain-Based Credit Surges as Figure’s Consumer Loan Volumes Leap 70%
Earnings // November 14, 2025

In its first earnings call as a publicly traded company, Figure Technology Solutions illuminated a broadening of blockchain-based lending beyond mortgages and home equity to private and consumer credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Experian and Lendflow Launch Small Business-Focused Lending Pact
SMBs // November 06, 2025

Data and tech firm Experian and embedded lending platform Lendflow launched a collaboration. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Walmart and Lendistry Simplify Credit for Marketplace Sellers
Partnerships // November 05, 2025

Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or expand online. Lenders can be hard to reach, and the process is often confusing or...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

Walmart and Lendistry Simplify Credit for Marketplace Sellers

November 05, 2025
Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or...

82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers

October 28, 2025
Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get the Full Story Complete the...

Banks Find Trust Is Still the Hardest Algorithm to Crack

October 14, 2025
Watch more: When Machines Decide: Winning Back Trust in AI Finance Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Quick Reads
Mastercard Uses Network Data to Speed Credit Decisions

December 03, 2025
Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Experian and Lendflow Launch Small Business-Focused Lending Pact

November 06, 2025
Data and tech firm Experian and embedded lending platform Lendflow launched a collaboration. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Zest AI Secures Strategic Investment for AI-Powered Lending Solutions

November 04, 2025
Zest AI said Tuesday (Nov. 4) that it secured strategic investment for its artificial intelligence-powered lending solutions. Get the Full Story Complete the form to unlock this article and enjoy...

Fraud Cases Lead Banking Giants to Tighten Oversight

November 04, 2025
Banks are reportedly tightening security following a series of fraud allegations involving corporate borrowers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...