SoFi’s platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue compound. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Demand for credit is rising across both companies and households, but Enova’s latest results show smaller businesses notching significant demand amid an optimistic outlook. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
February 16, 2026
Right alongside the immense promise of agentic AI is the issue of trust. CFOs, according to PYMNTS Intelligence, are gaining it. So are consumers. As the issue of trust continues to present itself, the more useful argument is how to overcome those issues. Get the Full Story Complete the form to unlock this article and […]
January 23, 2026
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to...
November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its...
November 05, 2025
Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or...
January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]
January 05, 2026
Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
December 22, 2025
Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
December 16, 2025
Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. Get the Full Story Complete the form to unlock...
