For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been measured. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]
November 05, 2025
Small and midsize merchants have no shortage of ambition, but they often face long odds when they try to secure the financing needed to buy new equipment, restock inventory or...
October 28, 2025
Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get the Full Story Complete the...
October 14, 2025
Watch more: When Machines Decide: Winning Back Trust in AI Finance Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]
January 05, 2026
Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
December 22, 2025
Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
December 16, 2025
Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. Get the Full Story Complete the form to unlock...
