Regional Banks news and trends

China Shutters Nearly 25% of Its Banks Amid Oversight Push
Bank Regulation // October 04, 2026

China has reportedly closed almost 25% of its banks amid increased oversight of smaller lenders. The world’s second largest economy shuttered a record 670-plus banks in 2025, the Financial Times (FT) reported Saturday (Oct. 3), citing figures from China’s National Financial Regulatory Administration. The closures,...

Tassat CEO Says Regional Banks Are Focused on the Wrong Stablecoin Problem
Blockchain // July 27, 2026

Watch more: Monday Conversation With Tassat’s Glen Sussman Conversations about stablecoins have a way of turning into conversations about technology. Which chain, which standard, whose rail. When PYMNTS CEO Karen Webster sat down with Tassat CEO Glen Sussman for the “Monday Conversation” series, she put...

Standard Chartered Says Stablecoins Could Threaten Regional Banks
Cryptocurrency // January 27, 2026

The rise of stablecoins could pose a grave threat to America’s regional banks. That’s according to a new analysis from investment bank Standard Chartered, cited in a report Tuesday (Jan. 27) from CoinDesk. The chief risk for banks is the deterioration of net margin interest...

NBH Bank Acquires Vista Bank for $377 Million
Partnerships // January 07, 2026

Colorado lender National Bank Holdings (NBH) Corporation has finalized its acquisition of Texas-based Vista Bank. The $377 million deal, announced Wednesday (Jan. 7), is designed to increase NBH’s footprint in three high-growth markets—Austin, Palm Beach and Dallas-Ft. Worth—while melding its product capabilities with the strength...

Interviews & Exclusives
Tassat CEO Says Regional Banks Are Focused on the Wrong Stablecoin Problem

July 27, 2026
Watch more: Monday Conversation With Tassat’s Glen Sussman Conversations about stablecoins have a way of turning into conversations about technology. Which chain, which standard, whose rail. When PYMNTS CEO Karen Webster sat down with Tassat CEO Glen Sussman for the “Monday Conversation” series, she put a plainer question on the table. “How many rails do […]

Regional Banks Show Card Spending, Digital Growth Steady

April 19, 2023
Bank earnings continue to roll in. Beyond the biggest players, J.P. Morgan, Citigroup, and others, the regionals and the super-regional banks have shown some resilient trends: Consumers continue to spend,...

App Factories, The Cloud And Helping Small FIs Compete Like FinTechs

July 19, 2019
The problem when it comes to innovation for regional banks and credit unions isn’t lack of interest. Quite the contrary, according to Ondot Systems CEO and President Vaduvur Bharghavan (known...

Quick Reads
Regional Banks See Growth in Spite of Economic Gloom

October 18, 2026
Several of America’s regional banks posted robust third-quarter earnings last week amid strong commercial loan demand. And as Reuters reported Friday (Oct. 16), these earnings add to indications that the U.S. economy is still resilient even in the face of increasing borrowing costs. People have accepted global uncertainty as a new reality and are moving […]

China Shutters Nearly 25% of Its Banks Amid Oversight Push

October 04, 2026
China has reportedly closed almost 25% of its banks amid increased oversight of smaller lenders. The world’s second largest economy shuttered a record 670-plus banks in 2025, the Financial Times...

Standard Chartered Says Stablecoins Could Threaten Regional Banks

January 27, 2026
The rise of stablecoins could pose a grave threat to America’s regional banks. That’s according to a new analysis from investment bank Standard Chartered, cited in a report Tuesday (Jan....

NBH Bank Acquires Vista Bank for $377 Million

January 07, 2026
Colorado lender National Bank Holdings (NBH) Corporation has finalized its acquisition of Texas-based Vista Bank. The $377 million deal, announced Wednesday (Jan. 7), is designed to increase NBH’s footprint in...