Community Banks news and trends

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
Banking // August 31, 2026

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

OCC Aims to Relax Regulations Covering Community Banks
Bank Regulation // May 19, 2026

Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Why Community Bank Accounts Must Pass the ‘Everyday Test’
Banking // April 21, 2026

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue...

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens
Bank Regulation // March 03, 2026

The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. Get the Full Story Complete the form to unlock...

Interviews & Exclusives
Why Community Bank Accounts Must Pass the ‘Everyday Test’

April 21, 2026
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue facing community banks today. Get the Full Story Complete the […]

With Bitcoin at Record High, Smaller Banks Face Urgent Crypto Decisions

May 21, 2025
New rules for cryptocurrency could be around the corner in the U.S., and in many ways the industry is already preparing for its fully-mainstream debut. There are few more telling...

Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech

March 25, 2025
Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments have a broad range of...

Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments

March 14, 2025
The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including pay by bank and immediate...

Quick Reads
Coinbase and Moov Team to Help Community Banks Embrace Stablecoins

September 10, 2026
Coinbase has teamed with payments platform Moov to offer stablecoin capabilities to community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion

August 31, 2026
Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

OCC Aims to Relax Regulations Covering Community Banks

May 19, 2026
Federal regulators are touting their efforts to ease rules governing community lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

OCC Scraps Redundant Loan Data Rules to Ease Bank Burdens

March 03, 2026
The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate...