Community Banks news and trends

Mastercard and ICBA Team to Strengthen Community Bank Card Programs
Banking // March 17, 2025

Mastercard has teamed with ICBA Payments, payments subsidiary of the Independent Community Bankers of America. The alliance is designed to help community banks modernize their card programs and offer enhanced payment services, according to a Monday (March 17) news release. “Today, we’re not only upgrading payments but also investing...

Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
Banking // March 14, 2025

The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including pay by bank and immediate payroll deposits. They can foster strong relationships with commercial customers with speedier and more transparent...

32% of SMBs Favor Community Banks Over National Banks
Banking // March 05, 2025

With 16% of small and mid-sized businesses (SMBs) considering switching banks, many are turning to community banks and credit unions (CUs) for their personalized service and local accessibility. While these smaller financial institutions (FIs) hold appeal, they face challenges in digital banking that may hinder...

Going High-Touch and High-Tech Helps Local Banks Win Over Small Business Customers
Banking // February 26, 2025

Across the financial services landscape, digital transformation has changed everything. This fundamental and technological shift has led to an ongoing recalibration of the relationships small to medium-sized businesses (SMBs) have with financial institutions (FIs). It’s a recalibration that could favor community banks and credit unions...

Interviews & Exclusives
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech

March 25, 2025
Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments have a broad range of desirable traits. There’s a surety that comes with instant funds, a visibility into cash flow that’s not there when it takes a transaction days to […]

Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments

March 14, 2025
The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including pay by bank and immediate...

32% of SMBs Favor Community Banks Over National Banks

March 05, 2025
With 16% of small and mid-sized businesses (SMBs) considering switching banks, many are turning to community banks and credit unions (CUs) for their personalized service and local accessibility. While these...

Going High-Touch and High-Tech Helps Local Banks Win Over Small Business Customers

February 26, 2025
Across the financial services landscape, digital transformation has changed everything. This fundamental and technological shift has led to an ongoing recalibration of the relationships small to medium-sized businesses (SMBs) have...

Quick Reads
Mastercard and ICBA Team to Strengthen Community Bank Card Programs

March 17, 2025
Mastercard has teamed with ICBA Payments, payments subsidiary of the Independent Community Bankers of America. The alliance is designed to help community banks modernize their card programs and offer enhanced payment services, according to a Monday (March 17) news release. “Today, we’re not only upgrading payments but also investing in the future of our local communities,” ICBA Payments CEO Jacob […]

CSI Unveils Developer Portal for Community Banks

July 30, 2024
Financial software provider CSI has debuted a developer portal for community banks. “In addition to a growing list of integrated fintechs and integrators, CSI community banks and developers now have...

Ex-FDIC Head ‘Worried’ About Regional Banks’ Potential Weakness

April 17, 2024
The former chair of the FDIC is looking for signs of weakness in regional bank earnings. “I’m worried about a handful of them,” Sheila Bair, who headed the Federal Deposit Insurance Corp. during the financial...

Banking Customers Opt for Smaller Lenders As Giants Get Too Big

March 05, 2024
As the country’s banking giants expand, some consumers are looking for smaller alternatives. It’s a trend at the center of a Tuesday (March 5) Wall Street Journal (WSJ) report, which...