Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. A recent analysis by the Federal Reserve Bank of Kansas City looks at those changes, proposed by the Federal Deposit Insurance Corp. (FDIC). The Fed estimates established community banking organizations (CBOs) are now paying around $1.6 billion each...
Federal regulators are touting their efforts to ease rules governing community lenders. Most community banks, the Office of the Comptroller of the Currency (OCC) argued in its Monday (May 18) announcement, are well-managed and well-capitalized, conduct business safely and avoid risk. With that in mind, the regulator said...
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue...
The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. The agency announced these final rules in a Tuesday...
April 21, 2026
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue facing community banks today. Here’s how the everyday test works, […]
May 21, 2025
New rules for cryptocurrency could be around the corner in the U.S., and in many ways the industry is already preparing for its fully-mainstream debut. There are few more telling...
March 25, 2025
Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments have a broad range of...
March 14, 2025
The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including pay by bank and immediate...
September 10, 2026
Coinbase has teamed with payments platform Moov to offer stablecoin capabilities to community banks. The partnership, announced Thursday (Sept. 10), aims to add acceptance, settlement and real-time funding, built directly into the systems the banks already use. “Community banks and credit unions have witnessed their customers use digital assets for years,” Ryan VanGrack, vice chair and head of corporate affairs at […]
August 31, 2026
Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. A recent analysis by the Federal Reserve Bank of Kansas City looks at those changes, proposed by the Federal Deposit Insurance Corp. (FDIC)....
May 19, 2026
Federal regulators are touting their efforts to ease rules governing community lenders. Most community banks, the Office of the Comptroller of the Currency (OCC) argued in its Monday (May 18) announcement, are well-managed...
March 03, 2026
The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate...
