Small Business Lending news and trends

CFPB Redraws Small Business Line at $1 Million in Revenue

November 12, 2025
Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are
SMBs // June 25, 2025

A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly...

New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud
Loans // June 05, 2025

As tariffs loomed this spring, PYMNTS Intelligence found that obtaining financing was (and is) a difficult endeavor for smaller firms, which power the U.S. economy. Our surveys of small to medium-sized business (SMB) owners found that fully half of U.S. SMBs rely on their day-to-day...

White House Raises Cap on Small Business Loans
SMBs // December 01, 2024

The White House says it is making it easier for underserved small businesses to get capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Embracing a Specialist Approach Helps Lenders Overcome Small Business Difficulties
SMBs // August 01, 2024

Small businesses represent 99.9% of American firms, yet effectively financing them remains an ongoing challenge. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Small Businesses Lose Vital Financing as Banks Struggle to Verify Who They Are

June 25, 2025
A solo dental practice in a small town. A mom-and-pop Italian restaurant in a large city. Or a one-of-a-kind hair salon somewhere in between. Tiny, independently owned businesses with fewer than 10 employees and, typically, brick-and-mortar storefronts are a bulwark of private-sector entrepreneurship that contributes significantly to local and national economies. But these pint-sized enterprises are […]

New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud

June 05, 2025
As tariffs loomed this spring, PYMNTS Intelligence found that obtaining financing was (and is) a difficult endeavor for smaller firms, which power the U.S. economy. Our surveys of small to...

GenAI Bridges Small Business Lending Gap

April 18, 2024
An unavoidable truth in business is that it frequently takes money to make money.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

The Smaller the Business, the Less Interested They Seem in Using Credit — Why?

January 31, 2024
Flexible and accessible borrowing tools are a financial cornerstone for many small to mid-sized businesses (SMBs). PYMNTS Intelligence’s latest study finds that 90% of SMBs have used at least one...

Quick Reads
CFPB Redraws Small Business Line at $1 Million in Revenue

November 12, 2025
America’s consumer finance watchdog wants to pare back and slow its small‑business lending data rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

White House Raises Cap on Small Business Loans

December 01, 2024
The White House says it is making it easier for underserved small businesses to get capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Rapid Finance Debuts Updates to Fraud Detection Platform for SMB Loans

June 04, 2024
Small business banking platform Rapid Finance has introduced updates to its fraud detection platform Lynx. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Enova Reports Record Lending Volume Driven by Jobs, Consumer Spending

April 23, 2024
Online lender Enova International reported growing lending volume and solid credit performance for the first quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...