Buy Now Pay Later

Digital bank/pay-later provider Klarna is launching a new tap-to-pay feature. The new contactless payment offering is rolling out in 14 European markets, the Swedish FinTech announced in a Tuesday (Dec. 2) news release. “With more ...

State attorneys general from Connecticut and North Carolina have opened an inquiry into the U.S. buy now, pay later (BNPL) sector, putting the industry’s largest providers on notice. Led by Connecticut ...

Retail rivals Walmart and Amazon are reportedly expanding their lending footprint in India. For Amazon, that means plans to offer loans to small business owners in the world’s most populous country, ...

Lufthansa Group customers in several countries can now choose Klarna’s flexible payment options when booking travel experiences. The options allow the airline group’s travelers to pay in full, pay later or ...

Thanksgiving invites a pause, a chance to acknowledge progress in a year that has been unpredictable for consumers and businesses. Across the payments, banking and FinTech sectors, 2025 delivered real advances ...

David’s Bridal has added buy now, pay later at the altar of wedding spend, rolling out Sezzle in all of its stores as couples face rising costs and tighter planning ...

For Synchrony Chief Financial Officer Brian Wenzel, the story of today’s consumer isn’t about inflation, credit tightening, or macro stress signals. It’s about expectation. Throughout his Monday Conversation with PYMNTS CEO ...

Buy now, pay later (BNPL) platform Klarna is expanding its partnership with gift card company Blackhawk Network (BHN). The new collaboration, announced in a news release Thursday (Nov. 20), is aimed ...

As the annual holiday shopping ritual ramps up, consumers’ finances are less robust than they might appear. Last month, PYMNTS Intelligence surveyed more than 2,100 U.S. adult consumers for the most ...

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its ...

Klarna’s third-quarter earnings update Tuesday (Nov. 18), its first earnings report as a publicly listed company, detailed a strategic transformation that seeks to push the brand beyond payments and into ...

Watch more: Digital Shift: Marqeta’s Todd Pollak According to Marqeta Chief Revenue Officer Todd Pollak, the future of payments is being built by ecosystems in which merchants and consumers drive change ...

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL) receivables. The new agreement includes a ...

A shift is taking hold inside the pay later economy, and it is not the one that most observers expected. The real action is not only in buy now, pay later ...

U.K.-based consumer payments platform Zilch has raised $175 million in debt and equity. The new funding will go towards marketing efforts, product development and improvement to Zilch’s platform, as well as ...

PayPal’s buy now, pay later (BNPL) offering is heading north in time for the holidays. Beginning with this year’s holiday shopping season, PayPal Pay in 4 will be available for consumers ...

The pile of household debt keeps growing. According to the Federal Reserve’s latest report this week, Americans added $197 billion in new debt in the third quarter of 2025, bringing total ...

Affirm opened fiscal 2026 with a first quarter marked by record volumes, profitable growth and an extended partnership with Amazon, which has now been given an additional five years (to ...

Sezzle notched its first billion‑dollar quarter in Q3 and said it is steering back to its subscription model after a monthslong test of an On‑Demand option that diluted lifetime value. Marketing shifted ...

U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. The bank’s Split World Mastercard, announced Wednesday (Nov. 5), is designed to serve as an alternative to ...

Users of Walmart de México’s digital payments app, Cashi, can now purchase products online and pay in installments without a credit card. This capability was enabled by a strategic partnership of ...

Klarna is expanding its card offering in Europe with the help of card issuing platform Marqeta. The partnership is designed to bring the Klarna Card into 15 new European markets, according ...

Affirm has gained off-balance sheet funding from New York Life that can support $1.75 billion in consumer loan volume per year. This support is enabled by an agreement in which New ...

FinTech names gained no bump from the first glimmers of earnings season, and there are new announcements from the buy now, pay later space. The overall Index slipped 3.5%, led by ...

PayPal shares soared Tuesday (Oct. 28) in the wake of news that the company is integrating its wallet into OpenAI’s ChatGPT. Beyond that headline-grabbing news, PayPal’s third-quarter earnings results, released before ...

Citi cardholders will be able to begin using the bank’s pay-over-time solution, Citi Flex Pay, at checkout. This will be available at merchants participating in Mastercard’s Installments Payment Services by ...

Pay later company Affirm expanded its partnership with payment services provider Worldpay. The new arrangement will integrate Affirm into Worldpay’s embedded payments offering for software platforms, according to a Thursday (Oct. ...

For consumers navigating a period of economic uncertainty, paying over time has evolved from a convenience to a cash flow strategy. And now, through a new partnership between Splitit and ...

Affirm is extending its existing relationship with Wayfair, integrating its buy now, pay later (BNPL) option directly into the home goods retailer’s checkout experience. The companies are expanding the partnership in advance of ...

Affirm wants the U.S. to find ways to cap late fees on pay-later loans. In an interview with the Financial Times (FT) published Tuesday (Oct. 21), Affirm co-founder/CEO Max Levchin said ...

A sea of red engulfed the FinTech IPO Index through the past week, as earnings season kicked off with reports from the big banks. A volatile market tied to the ...

Affirm Holdings Inc. is broadening its footprint in the payments sector through two new partnerships, Fanatics and FreshBooks, aimed at deepening its presence among both consumers and small businesses. The San ...

Sezzle is promoting its buy now, pay later (BNPL) platform as a way for merchants to draw price-conscious shoppers during the upcoming holiday shopping season. “As consumers scrutinize every dollar this ...

Easy loans are luring millions of Americans into a dangerous cycle of debt. Young people, particularly college students, are being seduced by easy credit and instant gratification, spending money they ...

Klarna is expanding its travel industry offerings via a new partnership with Qatar Airways. Travelers booking flights on the airline can choose one of Klarna’s installment payments at checkout, the companies ...

Buy now, pay later (BNPL) provider Affirm introduced a promotion across the United States, offering shoppers interest-free payment plans as the holiday season approaches. The event, called 0% Days, will run ...

Splitit is inviting merchants, networks and payments providers to apply to join its new partner program designed to embed card-linked pay-later capabilities into AI shopping agents. The Splitit Agentic Commerce pilot ...

Buy now, pay later (BNPL) provider Affirm said Thursday (Oct. 9) that it supports Google’s Agent Payments Protocol (AP2), an open, payment-agnostic protocol developed to support agent-led payments across platforms. Affirm’s ...

The holiday shopping season is kicking into full gear, and this year tariffs are again shaping the economics of the checkout line. After months of shifting trade rules, merchants appear ...

Pay later platform Sezzle expanded its merchant list ahead of the holiday shopping season. “Holiday budgets are under pressure,” a Tuesday (Oct. 7) company news release said, adding that PwC found ...

Consumers are opting to pay over time, and various options including buy now, pay later (BNPL) have captured share of wallet among generations and income groups, signaling both maturity and ...

PayPal is letting American customers earn 5% cash back through its pay later program. The offering, in effect now for the remainder of the year, is designed to offer PayPal Buy ...

Ace Hardware has launched a partnership with pay later provider Affirm. This collaboration, announced Wednesday (Oct. 1), provides a pay-over-time option for hardware customers buying in store at Ace’s 5,200, mostly ...

Consumer spending has remained resilient, but inflation expectations are inching higher, creating new challenges for retailers as they prepare for the holiday shopping season. PYMNTS’ recent reporting shows that while ...

Zinia, Santander’s consumer financing platform, has expanded to Spain and now allows Amazon customers in the country to pay in installments on select purchases. On purchases ranging from 60 to 3,000 ...

Klarna’s shares reportedly dropped below their initial public offering price for the first time Friday (Sept. 26) amid a widespread weakening of technology stocks. The company’s stock fell as low as ...

Klarna says more than 1 million Americans have signed up for the Klarna Card in the 11 weeks since its July 4 launch in the United States. The Klarna Card gives ...

PayPal formed a two-year, multibillion-dollar pact with asset manager Blue Owl Capital. Under the partnership, funds managed by Blue Owl will purchase roughly $7 billion in loans from PayPal’s “Pay in ...

Generation Z may be the first cohort to grow up entirely in the digital economy, but the real surprise in their financial behavior isn’t what they buy, it’s how confidently ...

Consumers can now access Affirm’s payment options when making in-store purchases with Apple Pay on iPhone in the United States. The move marks an expansion of a capability that was already ...

Klarna’s IPO last week piqued our interest in buy now, pay later (BNPL) apps, and it turns out to be a good reason. August’s PYMNTS App Provider rankings find movement ...

Specialty apparel retailer Gap Inc. now offers Klarna’s payment options to U.S. shoppers across its four brands, including Old Navy, Gap, Banana Republic and Athleta. When shopping online or in-app, U.S. ...

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price of $40 per share, and ...

It’s a long way from here to Klarna’s peak $46 billion valuation from 2001, but Tuesday’s nearly 15% pop in its IPO price offered up a public markets “seal of ...

Klarna has priced its initial public offering (IPO) at $40 per share, higher than its expected $35-$37 range. As Seeking Alpha noted in a report Wednesday (Sept. 10) morning, this price ...

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. The PYMNTS Intelligence report “Split Shift: How Card Installments Are Reshaping the Pay Later Landscape” shows that ...

Markets move fast, but FinTech IPOs move faster. Tuesday night (Sept. 9), the investing world anxiously waited ahead of a listing slated for Wednesday, and Klarna may set the stage for ...

Klarna is reportedly guiding its initial public offering (IPO) pricing at the top end or above the marketing range amid strong demand for shares from investors. The company and some of ...

Aiwyn has acquired QuickFee’s U.S. payments business, including QuickFee Pay Now and QuickFee Connect, to add new capabilities to Aiwyn’s payments and collection platform for accounting firms. The company’s partnership with QuickFee will enable ...

As consumers lean on the simplicity and control of debit payments, FinTechs are weaving these cards into their platforms, not just as payment tools, but as vital threads that stitch ...

The on-again, off-again public listing plans of buy now, pay later giant Klarna are now officially a go. The Swedish FinTech filed Tuesday (Sept. 2) with the Securities and Exchange Commission ...

The second week of September reportedly could be one of the busiest for sizeable initial public offerings (IPOs) since late 2021. Six companies that filed for potential IPOs in August could ...

Earnings season has offered up a snapshot of the sweeping impact buy now, pay later (BNPL) payments are making in commerce, as they are now firmly mainstream, and are gaining ...

Affirm notched new highs across several business lines in the June quarter, as buy now, pay later (BNPL) momentum continued online and in-store, underpinned by 0% APR monthly installment loans. The ...

Swedish digital bank/pay later provider Klarna has reportedly resurrected its plan to go public. The company is aiming for a valuation of between $13 billion and $14 billion with its U.S. ...

Flexible payments firm Klarna has brought its payment solution to Walmart Canada. The roll-out, announced Monday (Aug. 25), makes Walmart Canada and its 400-plus stores the largest retailer in that country to host Klarna’s flexible payment ...

Klarna secured a warehouse financing facility with Santander that provides a total funding capacity of up to 1.4 billion euros (about $1.6 billion). This marks the company’s first such facility with ...

Flexible payments firm/digital bank Klarna says it has landed $26 billion in new funding. That’s the result of a multi-year agreement with financial services and investment firm Nelnet, the company announced ...

Airbnb Inc. has introduced a “Reserve Now, Pay Later” feature for U.S. customers, allowing travelers to book certain domestic stays without making an upfront payment. The program, available on listings with ...

Klarna’s year-over-year revenue growth accelerated to 20% in the second quarter, up from 15% in the first quarter, driven by its expanding merchant ecosystem and its engagement with consumers. The global ...

Affirm is launching two integrations aimed at expanding its buy now, pay later (BNPL) options across both online and in-person retail, deepening its ties with Google and Stripe. On Tuesday (Aug. ...

Mark Twain once remarked that there are “lies, damned lies, and statistics.” A century later, the line still gets a chuckle. Not because statistics are inherently dishonest, but because we ...

Google unveiled a series of payments updates aimed at online shoppers. The new features are meant to give consumers “added choice, convenience and value — whether it’s for an everyday purchase, ...

The momentum of buy now, pay later (BNPL) remains unabated, Sezzle management said on the company’s conference call on Thursday (Aug. 7), marked by double-digit growth in revenues, strong uptake ...

Countries in Southeast Asia are reportedly in the midst of a pay-later boom. That’s according to a report late Wednesday (Aug. 6) from Bloomberg News, which says that Indonesia, Malaysia and Thailand have ...