Fintech

Chime has launched a premium membership tier that rewards members who make Chime their primary checking account. The new Chime Prime is automatically delivered to members who receive at least $3,000 ...

Private credit has expanded into one of the most influential funding channels in the financial realm. But scale is now revealing strains that were less visible during periods of steady inflows. ...

Neobanks have spent the better part of a decade refining digital-first models and then attempting to transplant them into new markets—with at least some strategy that what works in in ...

FinTech partnerships with credit unions rose nearly 20% last year, even as similar arrangements with large banks fell sharply, indicating a reallocation of effort toward institutions that can move more ...

Money transfer FinTech Wise is making a new push into the banking space. The company on Monday (March 30) announced the launch of its UK Current Account, framing it as a challenge to Great Britain’s ...

Plaid’s chief financial officer says the financial data network is not racing to go public. Preparations for the initial public offering (IPO) are ongoing, but Seun Sodipo told The Wall Street Journal (WSJ) ...

The earliest interactions between a consumer and a financial provider rarely take place in a branch, and the account opening is just the beginning. The most important moment, arguably, happens ...

The assumption that consumers are motivated primarily by upside has defined the go-to-market playbooks of payments companies, FinTechs and consumer brands for years. However, findings in the January report “Wage to ...

Public listings have long been the preferred exit for FinTechs seeking new avenues to raise capital and, arguably, to enhance their visibility and reputations. And especially for payments firms, trading platforms ...

Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds ...

Neobanks have spent years proving they could attract users. And now, there are indications that scale is translating into durable banking economics. Revolut’s latest results underscore that transition. As PYMNTS reported ...

UK-based FinTech Revolut says its subscription income helped drive record profits last year. The company released its annual report Tuesday (March 24) showing profits of $2.3 billion, with revenues of $6 ...

A scam often works because the payment happens before the victim has time to think. More than half of scam payments are made within 24 hours, according to “Financial Scams and ...

Digital bank/pay later company Klarna says its global merchant base now exceeds 1 million. The number of merchants offering the company’s payment methods rose by 47% in the last year, the ...

Global payments and financial platform Airwallex is investing $1.135 billion to fuel its expansion in the United Kingdom and the Europe, Middle East and Africa (EMEA) region over the next ...

FinTech Wizz Financial achieved a company milestone for cross-border transactions, according to a Thursday (March 12) press release. Wizz completed its first stablecoin-powered cross-border remittance and treasury transaction originating from the ...

Digital assets are reshaping U.S. financial services, and their impact can be traced by the wake of new banking charter applications. The U.S. Office of the Comptroller of the Currency (OCC) ...

Revolut’s long journey to obtaining a U.K. banking license has reached its end. The London-based FinTech announced Wednesday (March 11) that it had landed regulatory approval from the Prudential Regulation Authority (PRA) to launch as a ...

Thredd is working with Cross River Bank to help international FinTechs enter the U.S. The collaboration makes Thredd one of Cross River’s strategic processing partners outside of the bank’s own stack, the companies said ...

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. The company announced Tuesday (March 10) that it had applied to federal banking regulators the Office of the ...

Priority Technology Holdings saw growth across its three segments in the fourth quarter as customers sought the payments and treasury solutions delivered by its connected commerce engine, Priority Chairman and ...

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. The Toronto-based company also received a $150 million commitment to support FreshLine’s launch ...

The Bank Policy Institute (BPI) is considering suing the Office of the Comptroller of the Currency (OCC) over the banking regulator’s decisions to allow crypto, payment and FinTech companies to ...

The subscription economy has reshaped how consumers pay for entertainment, software and even groceries. Now a similar model is making inroads into retail banking, as FinTech platforms package financial services into ...

The financial industry in the United States rests in part on an architecture of trust and institutional legitimacy. Access to the Federal Reserve’s infrastructure has long been viewed as the ultimate ...

Issuer processing platform Thredd has named a new chief technology officer (CTO). Marilyn McDonald will join the company following senior positions that offered “global transformation experience” at the likes of Citigroup, Mastercard, Expedia and StubHub, Thredd said in a ...

Stablecoins can no longer be viewed as a single product category. Recent developments point to their emergence as the foundation for a multi-layered infrastructure system, similar to the early architecture ...

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at ...

Credit unions once treated FinTech partnerships as selective experiments. They now regard them as a primary channel for advancing innovation. Why Partnerships Have Moved to the Center The latest Credit Union Innovation ...

Indian payments platform PhonePe reportedly hopes to go public at a valuation of $9 billion to $10.5 billion. This indicates that the Walmart-backed company will raise around $900 million to $1.05 ...

There’s an affordability crisis rocking households in the United States. Housing, insurance, healthcare, childcare, transportation and other categories once expected to scale gradually with income have instead shifted upward in step ...

Embedded finance has shifted from a differentiator to a baseline capability across the FinTech sector. Every financial technology firm surveyed reports offering at least one embedded finance feature, as we’ve ...

Pluvo raised $5 million in a seed round to scale its artificial intelligence-native financial analysis platform for finance teams. The company’s platform delivers analysis that chief financial officers and financial planning ...

The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and ...

FinTech company Avant closed a $200 million personal loan securitization that it said it expects to provide over $500 million in financing capacity over its 24-month life. The transaction also marks ...

Watch more: What’s Next in Payments With Paymentus’ Nicole Haskins The FinTech landscape has overindexed on innovation. But in an operational landscape defined by automation, predictive analytics, and invisible payments, the ...

Plaid’s latest round of funding has reportedly valued the FinTech at $8 billion. The privately-held company raised the money to give its workers a way to gain liquidity for their share, ...

Sezzle is accelerating its super app plans in 2026 after seeing growing engagement with its existing offerings in 2025, the company said in a Wednesday (Feb. 25) press release. During the ...

FinTech Stripe has spent much of its operational history making it easier for merchants to plug into the financial system. Now, it is trying to redesign the system itself. According to ...

Several banks are testing the use of agentic artificial intelligence to boost the efficiency of their systems for monitoring trading and spotting potential misconduct, Bloomberg News reported Wednesday (Feb. 25). Deutsche ...

Cross-border payment FinTech Payoneer applied to the Office of the Comptroller of the Currency to open a digital bank, according to a Tuesday (Feb. 24) press release. PAYO Digital Bank, N.A., ...

India-based cross-border payments company Xflow raised $16.6 million in new funding. “This milestone strengthens our mission to simplify cross-border payments for Indian exporters,” the company said in announcing its Series A ...

Stripe was valued at $159 billion in a tender offer designed to provide liquidity to current and former employees, the programmable financial services company said in a Tuesday (Feb. 24) ...

For all the attention stablecoins have received in policy debates and crypto market cycles, they still remain mostly absent from most people’s daily financial lives. Particularly across the world’s major ...

A FinTech can launch a polished banking app in months, but becoming a bank can take years. The difference isn’t marketing. It’s legal authority. It’s also one of the hottest financial stories ...