Fintech

Real-time payments are emerging as the modern standard for transactions that are not only fast and efficient but also convenient. By cutting down transaction times from days or hours to mere ...

Qonto, a finance management solution for small and medium-sized businesses (SMBs) and freelancers, has submitted a banking license application with France’s banking supervisor, the ACPR. If a license is granted, it ...

Washington-based credit union BECU has acquired generative artificial intelligence (AI) capabilities and 13 team members from FinTech company EarnUp. One of the team members, EarnUp Co-Founder Nadim Homsany, is now the ...

The bar for payment experiences — and consumer expectations — has been raised by FinTechs and digital-first challengers, making frictionless transactions a staple of everyday life. The PYMNTS Intelligence report “Moving ...

On July 2, 1962, Walmart first opened its doors. Sales that year were $975,000, PBS’ Frontline reported. It’s a figure that Walmart now makes every 46 seconds, according to a post ...

As companies expand their global contingent workforce, efficient cross-border payments become essential, Papaya Global Chief Product Officer Amit Levi writes in in a new PYMNTS eBook, “Halftime 2025: Charting the Future ...

Across the country, thousands of community and regional banks are facing a seismic challenge: adapt to the demands of a digital-first world or risk obsolescence. Throughout the history of financial services, ...

Credit union service organization (CUSO) Velera teamed with investment firm Black Dragon Capital. The collaboration will see Velera and Black Dragon work toward “creating and scaling” FinTechs that allow credit unions ...

Canadian FinTech Nuvei says it is now a direct payment acquirer in its home country. The new capabilities, announced Monday (June 30) ahead of Canada Day on July 1, allow Canadian businesses to process domestic ...

Klarna is increasing its digital banking efforts as it prepares to go public again. As the Financial Times (FT) reported Monday (June 27), the Swedish company has been branching out from ...

As tariff-driven turbulence rattles the business landscape, chief financial officers are coming to realize that traditional metrics like sales numbers and EBITDA can be mere vanity metrics if cash isn’t ...

Digital bank Revolut is buying Banco Cetelem, a small Argentinian lender owned by BNP Paribas. “Argentina’s digital banking industry has seen significant growth in recent years, with the majority of the ...

SoFi says it has added “crypto-powered capabilities” to its digital financial services. The company announced the new addition to its services Wednesday (June 25), saying it would be the first of ...

On June 20, Nissan North America’s financial services arm, Nissan Motor Acceptance Corp. said it submitted an application with state and federal regulators to form Nissan Bank. The application with the ...

Sometimes the biggest news can make the smallest splash. When the Federal Reserve Board announced in a Monday (June 23) press release that it would no longer include “reputational risk” in ...

New Zealand-based small business platform Xero is set to acquire Melio for $2.5 billion. The deal, announced Tuesday (June 24) evening, gives Xero access to Melio’s service, a small and medium-sized ...

The card issuing sector doesn’t just rely on convenience and security. Customer lifetime value (CLTV) is the space’s currency. However, that currency is in the middle of a paradigm shift. The PYMNTS ...

By any measure, 2025 is shaping up to be “Hot Tech Summer.” Particularly for FinTechs, where Circle and Chime have notched heady gains in a short period of time. With the ...

Cross-border payments FinTech Tensec raised $12 million in new funding. The financing will help the company provide payments and financial services for companies in the $190 trillion cross-border payments market, according ...

Wealth management platform Wealthfront is reportedly the latest FinTech planning to go public. The company has filed confidentially for an initial public offering in the U.S., Bloomberg News reported Monday (June ...

Payments technology FinTech Icon Solutions has landed an equity investment from UBS. This investment, announced in a news release Wednesday (June 18), comes on top of additional funding from existing investors ...

Reports of the Consumer Financial Protection Bureau’s death have been exaggerated. The agency is in flux in terms of staffing and funding as the President Donald Trump administration has pursued a ...

Watch more: From Infrastructure to Analytics: The Plaid Playbook The form factors of finance are undergoing radical transformation, shifting from physical transactions and paper trails to embedded digital experiences and autonomous ...

In a world beset by geopolitical uncertainty, tightening credit markets and rising capital costs, supply chain finance (SCF) is becoming a lifeline  — and automation is at the heart of ...

Banks and FinTechs are navigating a complex “money mobility” ecosystem, transforming simple payments into new account relationships and reshaping the financial landscape. The “Modern Money Mobility Ecosystem,” detailed in a recent ...

Payments company Klarna says it is getting into the mobile business. The company on Wednesday (June 18) announced plans to launch an “unlimited” phone plan in the U.S. in the weeks ahead before bringing it ...

Building the plumbing for the next generation of financial services is the goal of the cryptocurrency sector. Innovations in money movement need infrastructure to scale, and crypto as a service (CaaS) ...

Latin America’s financial landscape continues its digital transformation as digital payments rapidly displace traditional cash transactions, signaling a new era for commerce and financial inclusion. A recent PYMNTS Intelligence report titled, ...

For decades, credit cards have remained remarkably unchanged in their core functionalities: swipe, spend, earn points. But what was once revolutionary may have now reached a saturation point. Nearly every major ...

Most Americans know the pain of having their earnings hit their bank account each month, only to fly immediately out the door for a mortgage or rent, food, electricity, gas, ...

Financial operations platform Ramp has been valued at $16 billion in a Series E funding round, about three months after it was valued at $13 billion in a secondary share sale. The company ...

In an era where digital convenience defines end-user expectations, healthcare remains one of the few industries still operating with a payment system that can feel pre-internet. In many industries, friction is ...

If you hear the faint hiss of champagne corks this summer, that’s the sound of bankers limbering up for two long-anticipated debuts: Chime and Klarna. The FinTech duo is expected ...

Circle and Chime garnered the lion’s share of FinTech-focused headlines through the past several days, particularly those centered on Wall Street. However, there is a tailwind to early-stage financing of FinTechs ...

PayPal is doubling down on artificial intelligence (AI) and data-driven personalization to maintain its competitive edge in the changing digital payments landscape, according to Diego Scotti, general manager of PayPal’s ...

Chime’s debut on the Nasdaq stock exchange Thursday was resoundingly positive, as the shares closed more than 37% higher. The shares went public at $27, and opened at more than ...

Peymo, a FinTech based in the United Kingdom, launched an artificial intelligence-powered digital finance platform that integrates fiat banking, cryptocurrency wallets, tokenized assets and embedded finance. With this platform, which the ...

Pay-later network Klarna has launched a partnership with gift platform Nift. This arrangement, the two companies announced Thursday (June 12), is designed to enhance Klarna’s customer experience through gift offers from Nift. “Under the partnership, Klarna is ...

Citigroup and Carlyle Group have reportedly joined forces to fund FinTech companies. As Bloomberg News reported Thursday (June 12), the companies have signed an agreement that lets them jointly invest in ...

The everything consumer requires an everything retailer, and that’s the pole position that retail giants Amazon and Walmart have been battling for over the past two decades. The rivalry between Amazon ...

Blockchain firm Ripple launched a partnership with newly-public stablecoin issuer Circle. The collaboration brings Circle’s USDC stablecoin to the XRP Ledger (XRPL) blockchain, according to a Thursday (June 12) press release. “Stablecoins are ...

Chinese conglomerate Ant Group reportedly wants to obtain stablecoin licenses in Singapore and Hong Kong. The company’s Ant International, which is based in Singapore, will apply for the stablecoin issuer’s license ...

Beyond the headlines on tariffs, trade and their macroeconomic implications, the back and forth about exports and imports highlights the importance of smooth fund flows across supply chains. Banks and FinTechs ...

Berlin-based payment software FinTech Payrails has raised $32 million in new funding. The company’s Series A round, announced Thursday (June 12), will help the company speed product innovation and expand across ...

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Mainstream banks and ...