Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
OpenAI’s First Hardware Is a Keyboard, Not a Companion
July 16, 2026

The artificial intelligence industry spent months anticipating OpenAI’s first hardware product. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Artificial Intelligence
Bank of America CEO Brian Moynihan Joins Wall Street Leaders in Warning of Mythos AI...
July 16, 2026

Bank of America CEO Brian Moynihan joined other Wall Street executives expressing concerns about the security risks posed by artificial intelligence (AI) models, specifically Anthropic’s Mythos system, Bloomberg reported on Thursday (July 16). Get the Full Story Complete the form to unlock this article and...

Artificial Intelligence
New York’s First-in-the-Nation Data Center Moratorium May Not Be the Last
July 16, 2026

New York State’s one-year moratorium on construction of new data centers, announced Tuesday (July 14) by Gov. Kathy Hochul, could prove a turning point for U.S. development of the facilities, according to an analysis by Foley & Lardner. President Donald Trump wants to stop it...

Artificial Intelligence
Credit Cards Start Picking Up the AI Tab
July 16, 2026

Credit card rewards have always tracked what consumers value most. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Artificial Intelligence
China’s Moonshot Challenges Anthropic With a Bigger, Cheaper Model
July 16, 2026

Chinese artificial intelligence startup Moonshot is reportedly preparing to launch Kimi K3, an open-weight model expected to rival Anthropic’s flagship systems while costing a fraction as much to run. It could mark the company’s boldest challenge yet to U.S. AI leadership. Get the Full Story...

Artificial Intelligence
48% of Online Shoppers Now Use AI Before Buying
July 16, 2026

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting like a customer? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Artificial Intelligence
AI Helps Food Brands Spot Viral Trends Before They Peak
July 15, 2026

When Dubai chocolate went viral on TikTok in 2024, several major confectionery brands didn’t launch competing versions until after the trend had already peaked. That lag from trend signal to store shelf is the central operational problem for large consumer packaged goods (CPG) companies in...

Artificial Intelligence
Microsoft Coaches Sales Staff to Challenge OpenAI and Anthropic on Costs and Security
July 15, 2026

Microsoft is intensifying its competitive strategy against artificial intelligence startups OpenAI and Anthropic, Bloomberg News reported Wednesday (July 15). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Artificial Intelligence
Screenless AI Gives Payments a Blank Slate
July 15, 2026

OpenAI’s first consumer hardware product is reportedly a portable smart speaker designed to move from room to room and function as a humanlike AI companion that lives in the home, Bloomberg reported Tuesday (July 14), citing people familiar with the matter. The device is still...