Karen Webster

52 Mondays 2018: Karen Webster’s Year-Long Conversation About Payments

A Look Back at Via Karen Webster’s 2018 Columns

Hi everyone!

Astrologists say that people born on Mondays have the psychic ability to understand others — making them better able to see what’s next.

Executive coaches say Monday is the most productive day of the week, since it represents a fresh start and an opportunity to set and achieve new goals.

Scientists have offered seven reasons why the “Monday Blues” might be a real thing — using data to back up the belief held by many that Monday is the most dreaded day of the week.

I wasn’t born on a Monday, nor do I think it’s the worst day of the week — well, most of the time, anyway. But I do think it’s the right day to reflect on the week that we just left behind as a way to move, clear-eyed, into the week that’s yet to come.

That’s why I chose Mondays to publish my weekly perspective on all things payments and commerce: to start a conversation about the moves — and the movers and shakers making them — and the transformation that is unfolding right before our very eyes.

52 Mondays 2018 is the second annual edition of those columns, which offer a play-by-play perspective on the developments in the most dynamic ecosystem in the world. They are presented in the order published, giving you, more or less, a mini payments and commerce time capsule for 2018.

I am pleased to share this collection with you — and hope you enjoy the look back, as we all prepare to look ahead to what’s next in 2019.

Until next Monday.



The pressure on banks to modernize their payments capabilities to support initiatives such as ISO 20022 and instant/real time payments has been exacerbated by the emergence of COVID-19 and the compelling need to quickly scale operations due to the rapid growth of contactless payments, and subsequent increase in digitization. Given this new normal, the need for agility and optimization across the payments processing value chain is imperative.