How Credit Card Apps Turn Engagement Into Spend

How Credit Card Apps Turn Engagement Into Spend
How Credit Card Apps Turn Engagement Into Spend
May 01, 2026  |  Credit Cards

Credit card apps aren’t just for checking balances and paying bills. They also help decide which card consumers use most, how often they spend on...

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New Data Shows How BNPL and Installments Shape Where Consumers Shop
New Data Shows How BNPL and Installments Shape Where Consumers Shop
April 24, 2026  |  BNPL

Consumers use financing far beyond the checkout aisle. They often factor it into where they choose to shop. This data book shows how the availability...

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Scaling Enterprise AI: Why Organizational Readiness Now Determines ROI
Scaling Enterprise AI: Why Organizational Readiness Now Determines ROI
April 17, 2026  |  Artificial Intelligence

Enterprise AI appears to be delivering results. The issue now is whether companies can use the technology robustly. This data book shows that the main...

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Five Charts That Tell the Consumer Sentiment Story
Five Charts That Tell the Consumer Sentiment Story
April 10, 2026  |  Consumer Insights

The new PYMNTS Consumer Expectations Index (PCEI) shows that the average consumer story is only part of the picture. Sentiment in February improved in some areas,...

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Amazon’s Discretionary Surge Is Redrawing the Retail Battle
Amazon’s Discretionary Surge Is Redrawing the Retail Battle
April 03, 2026  |  PYMNTS Data Lab

Retail is accounting for a smaller share of total consumer spending compared to recent years, but competition within that shrinking pie is becoming more intense....

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The Data Behind AI’s Shift to Everyday Consumer Use
The Data Behind AI’s Shift to Everyday Consumer Use
March 27, 2026  |  Artificial Intelligence

More Americans are now using artificial intelligence in their everyday lives, and usage is becoming more regular, increasingly mobile and more closely tied to dedicated...

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Stablecoins Gain Ground: Why CFOs See More Promise There Than in Crypto
Stablecoins Gain Ground: Why CFOs See More Promise There Than in Crypto
March 20, 2026  |  Cryptocurrency

Middle market CFOs aren’t ignoring digital assets, but they’re not exactly embracing them, either. This PYMNTS Intelligence data book shows that stablecoins are drawing more...

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Beyond Cash: What Drives SMB Payment Change
Beyond Cash: What Drives SMB Payment Change
March 13, 2026  |  PYMNTS Data Lab

Small and medium-sized businesses are still relying heavily on cash and checks, but PYMNTS Intelligence data shows that many are ready for something better. What...

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The Millennial Money Squeeze: Data Shows Rising Cost Pressures
The Millennial Money Squeeze: Data Shows Rising Cost Pressures
March 06, 2026  |  Consumer Insights

Millennials, born between 1981 and 1996 and now age 30–45, are navigating a cost-of-living environment that has ceased spiking and cooling to stay persistently high....

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