featured insights

Banks Face Fraud Spike As Scams Stress Legacy Systems

Banks Face Fraud Spike As Scams Stress Legacy Systems
Banks Face Fraud Spike As Scams Stress Legacy Systems
December 04, 2025  |  Fraud Prevention

The “2025 State of Fraud and Financial Crime in the United States” report, a PYMNTS Intelligence report commissioned by Block, reveals that the financial industry...

READ MORE >
Late Payments Push Media Agencies Into a Cash Crunch
Late Payments Push Media Agencies Into a Cash Crunch
December 04, 2025  |  Back-office

The advertising and media industry has spent the past decade reinventing almost everything about how it reaches audiences. Except, remarkably, how it manages the money...

READ MORE >
Gen Z Pressures Credit Unions to Deliver AI
Gen Z Pressures Credit Unions to Deliver AI
December 03, 2025  |  Credit Unions

Credit unions face a generational crossroads as Gen Z members emerge as their most at-risk segment, a cohort ready to switch providers if their financial...

READ MORE >
80% of Banks Acknowledge Billing Shortfalls
80% of Banks Acknowledge Billing Shortfalls
December 02, 2025  |  Banking

Banks have long treated account analysis as routine maintenance, yet new data shows it has become a decisive factor in revenue integrity and client trust....

READ MORE >
Instant Payouts Pull Workers Toward Rival Platforms
Instant Payouts Pull Workers Toward Rival Platforms
December 02, 2025  |  Real-Time Payments

Instant money movement is accelerating across the U.S. economy, and nowhere is that shift more visible than in the gig economy, where workers increasingly expect...

READ MORE >
Gen Z Redefines Work as Flexible Pay Gains Ground
Gen Z Redefines Work as Flexible Pay Gains Ground
November 25, 2025  |  Gig Economy

With inflation and changing government policies prompting widespread uncertainty, 6 in 10 American workers are facing pocketbook challenges while lacking the steadiness and predictability of...

READ MORE >
Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >
Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

READ MORE >
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

READ MORE >