featured insights

Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  Buy Now Pay Later

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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Why Time, Not Money, Now Defines Lender Value
Why Time, Not Money, Now Defines Lender Value
September 09, 2025  |  Money Mobility

When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed....

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Gen Z Drives 46% of Online Health and Beauty Purchases
Gen Z Drives 46% of Online Health and Beauty Purchases
September 08, 2025  |  eCommerce

Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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