featured insights

Why Younger Americans Are More Optimistic About the Economy

Why Younger Americans Are More Optimistic About the Economy
Why Younger Americans Are More Optimistic About the Economy
March 10, 2026  |  Economy

How do Americans feel about the economy right now? That may depend on whether they remember the rise of disco and the fall of parachute...

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Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

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Embedded Finance Firms Brace for Tighter US Regulations
Embedded Finance Firms Brace for Tighter US Regulations
February 26, 2026  |  Regulation

From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay...

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AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
February 25, 2026  |  artificial intelligence

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this...

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Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

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More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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