PYMNTS Intelligence

Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Financial Stress Drives a 17-Point Jump in Digital Wallet Use
January 22, 2026  |  Consumer Insights

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the...

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BNPL Use Rises as Credit Card Balances Jump
BNPL Use Rises as Credit Card Balances Jump
January 22, 2026  |  Consumer Finance

Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the...

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How Affordability Became America’s Conversation
How Affordability Became America’s Conversation
January 21, 2026  |  Consumer Insights

Most Americans probably don’t remember the exact inflation rate last year. But they remember that the footlong they once paid 5 dollars for is now...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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Why the Labor Economy Turns to Credit to Keep Spending
Why the Labor Economy Turns to Credit to Keep Spending
January 21, 2026  |  Economy

The U.S. Labor Economy may sit at the lower end of the wage scale, but it punches far above its weight in economic impact. Roughly...

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Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
January 21, 2026  |  Business

Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing...

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Power Users Show Businesses How Agentic AI Goes Mainstream
Power Users Show Businesses How Agentic AI Goes Mainstream
January 21, 2026  |  artificial intelligence

The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform. Get the Full...

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BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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