PYMNTS Intelligence

88% of Small Businesses Would Pay Fees to Be Paid in Real Time
88% of Small Businesses Would Pay Fees to Be Paid in Real Time
October 01, 2025  |  SMBs

Banks know real-time payments keep cash moving, yet they continue to tilt these services toward large enterprises. Get the Full Story Complete the form to...

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Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
September 30, 2025  |  Money Mobility

Labor shortages, high turnover and shifting consumer habits are reshaping the restaurant industry, and payments are at the center of the transformation. What was once...

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ATMs Outlast Predictions of Doom as Millennials Keep Cashing Out
ATMs Outlast Predictions of Doom as Millennials Keep Cashing Out
September 30, 2025  |  Credit Unions

Branch closures may dominate the headlines, but for many credit union (CU) members, the in-person experience is still non-negotiable. PYMNTS Intelligence and Velera found in...

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Working Capital Turns ThredUp’s Resale Engine Into a Flywheel for Growth
Working Capital Turns ThredUp’s Resale Engine Into a Flywheel for Growth
September 30, 2025  |  Working Capital

Watch more: Working Capital Turns ThredUp’s Resale Engine Into a Flywheel for Growth Get the Full Story Complete the form to unlock this article and...

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35% of Online Purchases Now Flow Through Mobile Wallets
35% of Online Purchases Now Flow Through Mobile Wallets
September 30, 2025  |  Mobile Wallets

Mobile wallet use is spreading, but these digital apps aren’t replacing credit and debit cards. They’re burying them. Get the Full Story Complete the form...

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CFOs Are Turning Volatility Into Growth — One Dollar of Working Capital at a Time
CFOs Are Turning Volatility Into Growth — One Dollar of Working Capital at a Time
September 29, 2025  |  Working Capital

Cash is moving faster. Risk is rising. The margin for error is shrinking. Get the Full Story Complete the form to unlock this article and...

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Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
September 29, 2025  |  SMBs

Small business owners rarely lack grit, but today their biggest threat may be too much optimism. Get the Full Story Complete the form to unlock...

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Reflexive AI: When Gen AI Becomes a New Business Default
Reflexive AI: When Gen AI Becomes a New Business Default
September 28, 2025  |  artificial intelligence

To use AI reflexively is to reach for it automatically, without hesitation. It becomes the instinctive first step rather than a conscious decision. It is...

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85% of Executives Now Expect AI to Deliver Compliance Gains
85% of Executives Now Expect AI to Deliver Compliance Gains
September 25, 2025  |  artificial intelligence

A year ago, most chief product officers were still testing Gen AI with cautious curiosity. Today, nearly all say the technology will reshape how they...

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