PYMNTS Intelligence

Credit Limit Denials Undermine Cardholder Trust
Credit Limit Denials Undermine Cardholder Trust
October 10, 2025  |  Consumer Finance

When consumers ask for more credit, they’re not just seeking spending power—they are testing trust. The new PYMNTS Intelligence and Elan Credit Card report reveals...

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AI Transforms the Prompt Economy™ Into the Purchase Economy
AI Transforms the Prompt Economy™ Into the Purchase Economy
October 10, 2025  |  eCommerce

Retail shoppers expect immediacy. This is particularly true when it comes to getting answers to what they believe are simple questions, like: “Do you have...

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14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
October 10, 2025  |  Consumer Insights

Owning a home has long been shorthand for financial stability. Today it’s often the opposite. Get the Full Story Complete the form to unlock this...

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Holiday Spending: Tariffs May Nudge Prices, but Not Shoppers
Holiday Spending: Tariffs May Nudge Prices, but Not Shoppers
October 09, 2025  |  Economy

The holiday shopping season is kicking into full gear, and this year tariffs are again shaping the economics of the checkout line. After months of...

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Half of Financially Stable Firms Use Financing to Fuel Growth
Half of Financially Stable Firms Use Financing to Fuel Growth
October 09, 2025  |  Loans

When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business...

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The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
October 09, 2025  |  Payroll

For decades, workers in the United States have organized their lives around a predictable, if rigid, rhythm. Get the Full Story Complete the form to...

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Merchants Turn Tariff Pressures Into Supply Chain Resilience
Merchants Turn Tariff Pressures Into Supply Chain Resilience
October 08, 2025  |  Supply Chain

Tariffs have raised costs and complicated logistics, yet they’ve also showcased how resilient merchants can be when incentives shift toward efficiency and control. Goods producers,...

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63% of Americans Now Use Digital Wallets for Cross-Border Payments
63% of Americans Now Use Digital Wallets for Cross-Border Payments
October 08, 2025  |  Payment Methods

The digital divide that once separated who paid how across borders is narrowing fast. In the United States, digital wallets have become the great equalizer....

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Fees Keep Nearly a Third of Small Businesses From Instant Pay Adoption
Fees Keep Nearly a Third of Small Businesses From Instant Pay Adoption
October 07, 2025  |  Real-Time Payments

Small business owners often see instant payments as the fix for sluggish cash flow. Get the Full Story Complete the form to unlock this article...

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