PYMNTS Intelligence

82% of Merchants to Expand Digital Wallet Use in 2025
82% of Merchants to Expand Digital Wallet Use in 2025
September 04, 2025  |  Mobile Wallets

For all the talk about artificial intelligence and instant payments, the biggest change reshaping how businesses pay each other may be happening in accounts payable....

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How Leading Enterprises Really Measure Gen AI ROI
How Leading Enterprises Really Measure Gen AI ROI
September 03, 2025  |  artificial intelligence

Everything you always wanted to know about how to measure the return on investment of generative AI (and agentic AI) comes down to one anecdote:...

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Banks Freeze at ‘Send’ Button Despite Safer Rails
Banks Freeze at ‘Send’ Button Despite Safer Rails
September 03, 2025  |  Real-Time Payments

The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to...

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51% of Credit Union Members Still Prefer Branches
51% of Credit Union Members Still Prefer Branches
September 03, 2025  |  Credit Unions

New data on credit union innovation says what few FinTechs want to hear: Bank branches still matter, especially if you care about keeping your most...

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Gen Z Turns Daily Life Into 425 Digital Days a Month
Gen Z Turns Daily Life Into 425 Digital Days a Month
September 03, 2025  |  Connected Economy

For Gen Z, the internet is not a destination but an ambient, invisible and omnipresent environment. Get the Full Story Complete the form to unlock...

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Personalization Decides Which Card Wins … and Which Gets Rotated Out
Personalization Decides Which Card Wins … and Which Gets Rotated Out
September 02, 2025  |  Loyalty & Rewards

In the high-stakes contest for consumer loyalty, rewards are no longer just perks; they are the battlefield. Get the Full Story Complete the form to...

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Scams Now Make Up 27% of US Banks’ Fraud Losses
Scams Now Make Up 27% of US Banks’ Fraud Losses
September 02, 2025  |  Security & Fraud

Fraudsters are borrowing from growth marketers’ playbooks. They’re segmenting, personalizing and timing their outreach to lure more victims in less time. Get the Full Story...

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Credit Unions Push Tech Upgrades Before Members Push Back
Credit Unions Push Tech Upgrades Before Members Push Back
September 02, 2025  |  Credit Unions

In the battle to keep customers and attract new ones, open banking is a key differentiator for credit unions, propelling top performers ahead while many...

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PYMNTS’ Summer of Big Quotes, From Tariffs to Trust Codes
PYMNTS’ Summer of Big Quotes, From Tariffs to Trust Codes
September 01, 2025  |  Business

Summer is over. Time for PYMNTS to look back on the season’s best quotes from PYMNTS Intelligence and our news and feature stories. Get the...

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