PYMNTS Intelligence

Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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Credit Limit Confusion Sends Consumer Spending Packing
Credit Limit Confusion Sends Consumer Spending Packing
December 30, 2025  |  Credit Cards

Credit limits have traditionally been treated as a mechanical feature of card programs: a numeric ceiling determined by algorithms, credit scores and internal risk thresholds....

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The Economic Warning Sign Hiding Behind White-Collar Layoffs
The Economic Warning Sign Hiding Behind White-Collar Layoffs
December 30, 2025  |  Economy

White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another...

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Manual Billing Costs Banks $98.5 Million Every Year
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025  |  Banking

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing...

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CFOs Are Sitting on Hidden Cash but May Not Know It
CFOs Are Sitting on Hidden Cash but May Not Know It
December 29, 2025  |  artificial intelligence

As artificial intelligence (AI) use increases within accounts payable (AP) departments, it is starting to surface patterns and deliver insights that many finance teams were...

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53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter
53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter
December 29, 2025  |  Fraud Prevention

Fraud prevention is no longer defined by how many tools a merchant deploys, but by how well those tools work together across the full payment...

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Inside the Technology Shifts That Reshaped Payments and Risk in 2025
Inside the Technology Shifts That Reshaped Payments and Risk in 2025
December 26, 2025  |  Payments Innovation

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money...

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Healthcare Costs Force One in Four Gen Z to Skip Care
Healthcare Costs Force One in Four Gen Z to Skip Care
December 26, 2025  |  Healthcare

For younger Americans, healthcare spending is becoming less about treating illness and more about managing financial risk at a stage of life when cash flow...

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Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

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