PYMNTS Intelligence

37% of Shoppers Go In-Store for Beauty Products, Leading All Categories
37% of Shoppers Go In-Store for Beauty Products, Leading All Categories
May 30, 2025  |  Retail

Despite the persistent surge of eCommerce, recent data indicates that physical retail locations continue to play a vital role in consumer purchasing habits, attracting shoppers...

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73% of Gen Z Identify as ‘Reactors’ in New Study
73% of Gen Z Identify as ‘Reactors’ in New Study
May 29, 2025  |  Consumer Finance

A shift is underway in how consumers in the United States manage their finances, and high earners are increasingly exhibiting reactive money habits. Get the...

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Amazon and Walmart Hit the Wall as Shoppers Shift Spending
Amazon and Walmart Hit the Wall as Shoppers Shift Spending
May 29, 2025  |  Retail

The intense rivalry between eCommerce titan Amazon and brick-and-mortar giant Walmart has long pitted the two companies against each other. Now, both retailers have a...

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Credit Unions Double Down on Financial Controls to Boost Member Growth
Credit Unions Double Down on Financial Controls to Boost Member Growth
May 28, 2025  |  Credit Unions

For small firms, punching above their weight is key to survival. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Issuers With Diversified Card Products See Higher Customer Lifetime Value
Issuers With Diversified Card Products See Higher Customer Lifetime Value
May 28, 2025  |  Credit Cards

As the competitive landscape of card issuing becomes more complex, issuers face rising pressure to maximize customer lifetime value (CLTV), streamline operations and deliver flexible,...

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Mobile Phone Shoppers Are Mexican Merchants’ Best Friend
Mobile Phone Shoppers Are Mexican Merchants’ Best Friend
May 28, 2025  |  Mobile Commerce

Over the past decade, annual growth in Mexico’s economy has zigzagged from 2.7% (in 2015) to minus 8.4% (2020) to 3.2% in 2023, IMF data...

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Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
Consumers 2.4 Times More Likely to Use Digital Wallets for Travel Than Groceries
May 28, 2025  |  Consumer Insights

Despite ongoing efforts to incentivize credit card usage through rewards programs, American consumers maintain a clear preference split for payment methods based on purchase type....

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Ulta Beauty’s AI Strategy Drives a 95% Customer Repurchase Rate
Ulta Beauty’s AI Strategy Drives a 95% Customer Repurchase Rate
May 27, 2025  |  Retail

Ulta Beauty has built a fan following by making cosmetics accessible to the everyday shopper: It stocks not only premium brands but also mass-market cosmetics....

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Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
May 27, 2025  |  artificial intelligence

Relationship experts say that the honeymoon period lasts about two years. After that, the newlywed sheen wears off, and what’s left is navigating the real...

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