PYMNTS Study

Consumers Have Covered Credit Card Bills So Far, but Defaults Loom

Consumers Have Covered Credit Card Bills So Far, but Defaults Loom
Consumers Have Covered Credit Card Bills So Far, but Defaults Loom
July 30, 2023  |  Consumer Finance

Until recently, consumers were largely paying off cards and other loans. Current headwinds may change that. Get the Full Story Complete the form to unlock...

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Tapping AI for Enterprise Enablement Is Supercharging Corporate Capabilities
Tapping AI for Enterprise Enablement Is Supercharging Corporate Capabilities
July 28, 2023  |  artificial intelligence

Reliable operational performance can’t be pulled out of thin air. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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More Than Half of Consumers Trust the Added Security of Payment Credentials Vaults
More Than Half of Consumers Trust the Added Security of Payment Credentials Vaults
July 28, 2023  |  Digital Payments

Given a safe alternative, most consumers would rather not reenter payment card info every time they make a purchase online. That’s where credential vaults come...

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eGrocery Takes Over Cities but Can’t Hack It in the Country
eGrocery Takes Over Cities but Can’t Hack It in the Country
July 27, 2023  |  eCommerce

Grocers may have made real headway in driving digital adoption with urban consumers, but when it comes to the suburbs and the countryside, they have...

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Nearly a Third of Consumers Want More Than Biometric Authentication When Accessing Bank Accounts
Nearly a Third of Consumers Want More Than Biometric Authentication When Accessing Bank Accounts
July 27, 2023  |  Authentication

When it comes to authentication, consumers increasingly trust and prefer the biometrics afforded by smartphones to protect their identities. Get the Full Story Complete the...

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Nearly 8% of Borrowers Who Have Not Repaid Student Loans Say They Never Will
Nearly 8% of Borrowers Who Have Not Repaid Student Loans Say They Never Will
July 27, 2023  |  Loans

When it comes to student loans, it’s been three-plus years of paused repayment, a span in which many consumers have seen their financial lifestyle upended...

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AP Automation Significantly Reduces Friction in the Source-to-Pay Cycle
AP Automation Significantly Reduces Friction in the Source-to-Pay Cycle
July 27, 2023  |  Accounts Payable

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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90% of CFOs Want Automation to Fix Payments Errors and Delays
90% of CFOs Want Automation to Fix Payments Errors and Delays
July 26, 2023  |  Commercial Payments

As economic angst keeps grabbing headlines worldwide, it becomes increasingly important for businesses to look at how technology can create manageability. Accounts receivable (AR) automation...

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Chipotle Looks to Personalization to Boost Rewards Members’ Engagement
Chipotle Looks to Personalization to Boost Rewards Members’ Engagement
July 26, 2023  |  Earnings

As Chipotle looks to grow its already significant base of loyal customers, the brand is turning to personalized messaging to boost engagement.  Get the Full...

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