PYMNTS Study

Inflation Increased Credit Card Spending for More Than Half of High-Spending Consumers

Inflation Increased Credit Card Spending for More Than Half of High-Spending Consumers
Inflation Increased Credit Card Spending for More Than Half of High-Spending Consumers
August 29, 2023  |  Personal Finance

Nearly 200 million in the United States hold at least one bank-issued credit card — a financial tool which has come in handy as inflation...

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FinTechs Throw Lifeline to Subprime-Borrowing Consumers
FinTechs Throw Lifeline to Subprime-Borrowing Consumers
August 28, 2023  |  Loans

Consumers with low credit scores may find assistance in their uphill battle toward greater financial security. Get the Full Story Complete the form to unlock...

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Amazon Private Label Pullback May Not Be What It Seems
Amazon Private Label Pullback May Not Be What It Seems
August 28, 2023  |  Retail

As inflation ebbs, shoppers continue to trade down while cautiously increasing their spending. Get the Full Story Complete the form to unlock this article and...

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31% More Consumers Are Using Smart Home Tech to Enhance Security
31% More Consumers Are Using Smart Home Tech to Enhance Security
August 28, 2023  |  Technology

The use of digital has boomed in recent years as more consumers embrace the ease and convenience they offer in their day-to-day lives.  Get the...

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Paycheck-to-Paycheck Pressures Remain as Fed Signals Higher Rates, Consumer Sentiment Slips
Paycheck-to-Paycheck Pressures Remain as Fed Signals Higher Rates, Consumer Sentiment Slips
August 25, 2023  |  Personal Finance

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Two-Thirds of Households With Children Live Paycheck to Paycheck
Two-Thirds of Households With Children Live Paycheck to Paycheck
August 25, 2023  |  Economy

Essential expenses for working caregivers can consume more than one-third of young families’ budgets. Get the Full Story Complete the form to unlock this article...

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Widening Embrace of BNPL Underpins Resilience in Discretionary Spending 
Widening Embrace of BNPL Underpins Resilience in Discretionary Spending 
August 25, 2023  |  BNPL

The ability to pay over time is underpinning discretionary spending resilience. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Gen Z Carries One Credit Card and Uses It More Than Other Payment Methods
Gen Z Carries One Credit Card and Uses It More Than Other Payment Methods
August 25, 2023  |  Credit Cards

It’s not how many cards consumers have, but how often purchases are put on plastic. Get the Full Story Complete the form to unlock this...

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Most US Consumers Don’t Know How to Improve Their Credit Score
Most US Consumers Don’t Know How to Improve Their Credit Score
August 25, 2023  |  Personal Finance

In today’s U.S. financial landscape, having a good three-digit credit score can be a critical factor in determining not only whether you are approved or...

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