Tracker Series

Real-Time Payments Reach a Turning Point in North America
Real-Time Payments Reach a Turning Point in North America
March 09, 2026  |  Real-Time Payments

Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Faster Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Faster Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
December 17, 2025  |  Real-Time Payments

Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are...

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Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
November 17, 2025  |  Insurance

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
September 30, 2025  |  Money Mobility

Labor shortages, high turnover and shifting consumer habits are reshaping the restaurant industry, and payments are at the center of the transformation. What was once...

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