Tracker Series

Why Millions of New Accounts Never Turn Into Real Banking Relationships

Why Millions of New Accounts Never Turn Into Real Banking Relationships
Why Millions of New Accounts Never Turn Into Real Banking Relationships
March 25, 2026  |  Faster Payments

Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate...

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Real-Time Payments Reach a Turning Point in North America
Real-Time Payments Reach a Turning Point in North America
March 09, 2026  |  Real-Time Payments

Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Faster Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Faster Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
December 17, 2025  |  Real-Time Payments

Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are...

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Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
November 17, 2025  |  Insurance

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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