Instant Payments Face Fraud Doubts—but the Real Risk Lies Elsewhere

Instant Myths: Debunking Faster-Payments Fraud Fears

As fraud grows more sophisticated, fear—not facts—often shapes payment decisions. The latest “Money Mobility Tracker®,” a collaboration with Ingo Payments, examines how misconceptions about instant payments persist, where fraud risk truly resides, and what it takes to adopt real-time rails with confidence.

Inside the January Tracker
  • Fraud concerns aren’t just a security issue—they’re shaping how businesses approach instant payments.
  • Fraud risk isn’t just a concern tied to instant payments—it’s concentrated in legacy methods.
  • Security capabilities are becoming increasingly central to decisions about the adoption of instant payments.

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