3ds 2 0 news and trends

Merchants, Online Fraud And The 3DS 2.0 Reset
Security & Fraud // October 22, 2020

As has historically been the case with commerce security upgrades that roll in by government mandate, the path to European Union adoption of 3D Secure 2.0 (also known as “3DS 2.0” or “EMV 3DS”) has been a rocky road. It’s been replete with stumbles and...

EMV 3DS: Closing The Card Present/Card-Not-Present Auth Rate Gap
Authentication // August 14, 2020

Selling an EMV 3DS (also referred to as 3DS 2.0) product to merchants hasn’t always been smooth sailing. When PAAY, a software-as-a-service  company that protects merchants from fraud and increases authorization rates first started offering EMV 3DS, it had to do a lot in educating...

No Pain, No Gain? GDPR, PSD2 And The New Payments Reality
Regulation // January 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google, which was accused of not doing enough to gain the consent of users...

3D Secure 2.0’s Six Pillars
Mobile Payments // August 24, 2017

Like Web 2.0, Mobile 2.0, and Vegetables 2.0 (And, yes, that’s a thing. Have you ever had fried brussels sprouts?), 3D-Secure 2.0 is also taking something in need of an upgrade and making it better. In this case, though, that upgrade comes to a security...

Interviews & Exclusives
Merchants, Online Fraud And The 3DS 2.0 Reset

October 22, 2020
As has historically been the case with commerce security upgrades that roll in by government mandate, the path to European Union adoption of 3D Secure 2.0 (also known as “3DS 2.0” or “EMV 3DS”) has been a rocky road. It’s been replete with stumbles and delays getting the new technology paradigm off the ground — […]

EMV 3DS: Closing The Card Present/Card-Not-Present Auth Rate Gap

August 14, 2020
Selling an EMV 3DS (also referred to as 3DS 2.0) product to merchants hasn’t always been smooth sailing. When PAAY, a software-as-a-service  company that protects merchants from fraud and increases...

No Pain, No Gain? GDPR, PSD2 And The New Payments Reality

January 22, 2019
Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine...

3D Secure 2.0’s Six Pillars

August 24, 2017
Like Web 2.0, Mobile 2.0, and Vegetables 2.0 (And, yes, that’s a thing. Have you ever had fried brussels sprouts?), 3D-Secure 2.0 is also taking something in need of an...

Quick Reads
PYMNTS Panel Discussion to Address Benefits of 3DS 2.0 Tuesday

June 26, 2023
3DS 2.0 — the security protocol for online payments — enables more effective targeting of fraudulent activity but has not been embraced by stakeholders to the degree that might be expected. The security protocol is not mandated in the United States, as it is elsewhere in the world, and its voluntary embrace by stakeholders has […]