Alternative Financing news and trends

Exclusive: Markaaz Introduces Global Business Identity Platform
Monday Meetup // May 06, 2024

A new global business identity platform is on the scene, enabling banks, FinTechs and enterprises to verify and onboard businesses of all sizes, particularly smaller businesses. Four years and hundreds of millions of data points in the making, Markaaz has a unique, two-sided business model...

Young SMBs Can’t Find Enough Business Financing
SMBs // December 15, 2023

Working capital is the lifeblood of businesses of all sizes, and to those companies just starting, access to financing can mean the difference between stagnation or being able to grow. The lack of financing sources limits companies’ ability to undertake expansion plans and sometimes makes...

Data Has Become the Fuel for Small Business Financial Stability
SMBs // September 01, 2023

Main Street may be the soul of America, but its businesses find themselves increasingly embattled. That’s because small and medium-sized business (SMBs) looking for credit or working capital and other financing solutions are often underserved and ignored by traditional financial institutions (FIs). It is a...

Commercial Cards Give Firms Working Capital Certainty in Uncertain Times
Commercial Payments // July 18, 2023

Business interest in alternative financing solutions is rising almost as fast as interest rates are. That’s because with continually fluctuating economic conditions and ongoing operational uncertainty, businesses are seeking innovative approaches to navigate these macro challenges. One solution that has been gaining traction in the...

Interviews & Exclusives
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy

May 12, 2025
As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund their operations and fuel growth. The way these firms choose to access capital isn’t just a technical deliberation about their finances; it’s also a telling sign of how confident they […]

Data Has Become the Fuel for Small Business Financial Stability

September 01, 2023
Main Street may be the soul of America, but its businesses find themselves increasingly embattled. That’s because small and medium-sized business (SMBs) looking for credit or working capital and other...

Commercial Cards Give Firms Working Capital Certainty in Uncertain Times

July 18, 2023
Business interest in alternative financing solutions is rising almost as fast as interest rates are. That’s because with continually fluctuating economic conditions and ongoing operational uncertainty, businesses are seeking innovative...

Grab: How Alt Data Is Closing Southeast Asia’s $175B SMB Credit Gap

February 27, 2020
It’s no accident that technology companies that have historically not operated in the financial services space are expanding into the small business lending arena. With more SMBs embracing digitization, the...

Quick Reads
Mollie Launches Capital Division to Help SMBs Tap Funding

September 27, 2022
Payment service provider Mollie is launching a capital division to make it easier for small and medium-sized businesses (SMBs) to gain broader access to fast and flexible funding. Mollie Capital is a fully integrated business financing service that provides cash advances of up to €250,000 ($240,500) to eligible SMB customers, with approval based on a […]

Cross River Bank’s PPP Lending Practices Raise Questions

August 21, 2022
While Cross River Bank had been doing massive amounts of work helping small businesses get Paycheck Protection Program (PPP) loans at the beginning of the pandemic, there are concerns about...

Affirm CEO: Recession Will Prove Our Underwriting Smarts

August 14, 2022
Affirm Holdings has seen its stock down 77% since a November high, but founder Max Levchin is confident that his company will be able to underwrite more customers than any...

Regulators Fail to Rein In Risk of Shadow Banking, Former BoE Official Says

August 07, 2022
U.K. financial regulators haven’t tackled risks adequately, ex-Bank of England governor Paul Tucker says, and now they should construct a “comprehensive” new policy. Tucker said the BoE had been working...