Banking 2/page/5 news and trends

BNPL Provider Affirm Applies to Establish Bank Subsidiary
Banking // January 23, 2026

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Capital One Targets $2T in Business Payments With Brex Buy
Earnings // January 22, 2026

Capital One paired its fourth-quarter earnings report Thursday (Jan. 22) with the announcement of its acquisition of Brex, positioning the deal as a structural move deeper into business banking and payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 
Acquisitions // January 22, 2026

Capital One plans to acquire expense management platform Brex for $5.15 billion.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing...

Davos Weighs Private Credit’s Growth Against Rising Scrutiny
Investments // January 22, 2026

From a current level of about $2 trillion,  assets in the private credit sector are projected to reach roughly $30 trillion by the end of the decade according to some estimates, representing dizzying scale that has turned what was once a specialist corner of finance...

Interviews & Exclusives
Capital One Targets $2T in Business Payments With Brex Buy

January 22, 2026
Capital One paired its fourth-quarter earnings report Thursday (Jan. 22) with the announcement of its acquisition of Brex, positioning the deal as a structural move deeper into business banking and payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep...

7 in 10 Banks Increase Fraud Spending as Losses and Complexity Grow

January 19, 2026
Fraud is no longer just a cost line item for banks and payment firms. It is increasingly a force that shapes how institutions invest, modernize and compete. Get the Full...

Tokenized Deposits Mean the Demise of ‘End of Day’ Banking

January 16, 2026
Tokenization, and specifically, tokenized deposits, has seen growth in concrete use cases inside the banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Quick Reads
Citigroup to Lay Off Managing Directors and Senior Employees in March

January 23, 2026
Citigroup reportedly plans to lay off an unspecified number of employees in March after cutting about 1,000 jobs this month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

BNPL Provider Affirm Applies to Establish Bank Subsidiary

January 23, 2026
Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Capital One Plans to Acquire Expense Management Platform Brex for $5.15 Billion 

January 22, 2026
Capital One plans to acquire expense management platform Brex for $5.15 billion.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

BofA CEO Warns 10% Credit Card Cap Will Curb Spending

January 22, 2026
Bank of America’s Brian Moynihan is the latest CEO questioning a proposed 10% credit card interest rate cap. Get the Full Story Complete the form to unlock this article and...