A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...
The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...
LendingClub has partnered with Wisetack as it expands into the home improvement financing market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
November 03, 2025
On the surface, consumer spending has proved durable as headline retail sales and credit data remain solid. Yet beneath those numbers, a different current is building, one showing that lower-income consumers are shifting where they’re spending their wages. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]
October 31, 2025
The most revealing statistic in The Gen Z Decoder Ring isn’t that Generation Z racks up 425 digital activity days each month, more than double that of baby boomers, but that the...
October 22, 2025
The financial pressures squeezing American households are hitting the youngest adults with particular force. As inflation, high rent and debt burdens continue to weigh on budgets, even disciplined savers are...
October 06, 2025
Consumers are opting to pay over time, and various options including buy now, pay later (BNPL) have captured share of wallet among generations and income groups, signaling both maturity and...
November 05, 2025
LendingClub has partnered with Wisetack as it expands into the home improvement financing market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]
November 03, 2025
Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full...
October 24, 2025
Procter & Gamble is seeing a split in the shopping habits of consumers, with some buying the company’s products in bulk and others looking to spend only a small amount...
October 15, 2025
Santander’s digital consumer banking unit Openbank and its consumer finance business are merging. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
