Consumer Finance news and trends

Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says

March 16, 2026
credit application online
New Report Shows Emergency Expenses Are Now Just the Norm
Consumer Finance // March 10, 2026

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical bills, unexpected costs have become part of how consumers plan, save and manage cash flow. Get the Full Story Complete...

The Three Blind Spots in How Consumer Sentiment Is Measured
Consumer Insights // February 26, 2026

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Consumer Finance // February 24, 2026

Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather than expand them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
Consumer Finance // February 20, 2026

As financial pressures intensify across the U.S., a growing number of consumers are shouldering an obligation that rarely shows up as a line item in household budgets: financial support for extended family members and friends. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
New Report Shows Emergency Expenses Are Now Just the Norm

March 10, 2026
Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical bills, unexpected costs have become part of how consumers plan, save and manage cash flow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility

February 24, 2026
Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather than expand them. Get the...

Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support

February 20, 2026
As financial pressures intensify across the U.S., a growing number of consumers are shouldering an obligation that rarely shows up as a line item in household budgets: financial support for...

What Happens When Embedded Finance Grows Up?

February 19, 2026
For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms...

Quick Reads
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says

March 16, 2026
The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

MrBeast Scales Financial Wellness by Acquiring FinTech Step

February 09, 2026
MrBeast is deepening his involvement in the financial services sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

CFPB Workers in Limbo Following New White House Cutbacks

December 07, 2025
It’s been almost a year since the White House began cutbacks at the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and...

LendingClub Partners With Wisetack for Home Improvement Financing Market

November 05, 2025
LendingClub has partnered with Wisetack as it expands into the home improvement financing market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...