It’s been almost a year since the White House began cutbacks at the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
For Synchrony Chief Financial Officer Brian Wenzel, the story of today’s consumer isn’t about inflation, credit tightening, or macro stress signals. It’s about expectation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...
The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...
December 30, 2025
White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another canary in the economic coal mine. What PYMNTS Intelligence calls the Labor Economy® — the roughly 60 million warehouse packers, delivery drivers, home health aides, construction workers, groundskeepers, janitors, retail […]
November 03, 2025
On the surface, consumer spending has proved durable as headline retail sales and credit data remain solid. Yet beneath those numbers, a different current is building, one showing that lower-income...
October 31, 2025
The most revealing statistic in The Gen Z Decoder Ring isn’t that Generation Z racks up 425 digital activity days each month, more than double that of baby boomers, but that the...
October 22, 2025
The financial pressures squeezing American households are hitting the youngest adults with particular force. As inflation, high rent and debt burdens continue to weigh on budgets, even disciplined savers are...
December 07, 2025
It’s been almost a year since the White House began cutbacks at the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]
November 05, 2025
LendingClub has partnered with Wisetack as it expands into the home improvement financing market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
November 03, 2025
Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full...
October 24, 2025
Procter & Gamble is seeing a split in the shopping habits of consumers, with some buying the company’s products in bulk and others looking to spend only a small amount...
