Consumer Finances news and trends

Personetics Partners With Plaid to Give Banks Deeper Customer Insights
Partnerships // August 18, 2026

Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Private Credit Firms Pull Back From Payment-In-Kind Perks
Banking // August 11, 2026

Private credit firms are reportedly moving away from an industry perk called payment in kind. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Consumer Finance // August 10, 2026

Watch more: Monday Conversation With Method’s Jose Bethancourt Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Summer Travel Spending Gives Rewards a Starring Role
Loyalty & Rewards // July 23, 2026

Summer travel spending has survived a quarter that was arguably rougher for travel companies than for many of their customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
62% of Financially Improving Households Have a Savings Cushion

August 26, 2026
As today’s consumer confidence reading from The Conference Board shows, metrics can be complicated. They may be holding in a narrow range, but household finances are moving in a less stable direction. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late

August 10, 2026
Watch more: Monday Conversation With Method’s Jose Bethancourt Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Banks Use Apps to Push Cards Top of the Wallet

May 18, 2026
The bank app is no longer just a utility for checking balances or paying bills. Increasingly, it is becoming the control center for customer engagement, rewards visibility, spending management and...

Quick Reads
Personetics Partners With Plaid to Give Banks Deeper Customer Insights

August 18, 2026
Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Private Credit Firms Pull Back From Payment-In-Kind Perks

August 11, 2026
Private credit firms are reportedly moving away from an industry perk called payment in kind. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

New York Regulator Proposes Licensing Rules for BNPL Lenders

July 15, 2026
The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will...

Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion

July 14, 2026
Federal Reserve supervision should not hinder banks’ implementation of artificial intelligence (AI), because the technology can contribute to financial inclusion, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Tuesday...