Federal Deposit Insurance Corp news and trends

Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Bank Regulation // October 15, 2025

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which is the lowest amount allowed by law. Get the Full Story Complete the form to unlock this article and enjoy...

Lawmakers Zero In on Check Fraud Crisis
Fraud Prevention // June 17, 2025

Regulators and lawmakers are taking a fresh look at payments fraud, and as a result, federal action may be brought to bear on the growing challenge of check fraud. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Regulators Prepare to Ease Post-Financial Crisis Banking Rules
Bank Regulation // June 01, 2025

Regulators are reportedly preparing to loosen banking restrictions imposed following the 2008 financial crisis. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Financial Regulators Face Deepest Personnel Cuts in Decades
Regulation // May 07, 2025

Three financial regulators are scrambling following the President Donald Trump administration’s latest round of personnel cuts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
FDIC Suit Against Former SVB Execs Highlights Continued Scrutiny of Risk Models

January 20, 2025
The new administration is here, ushering in a phase of uncertainty surrounding banking regulations and the state of the regulatory agencies themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Financial Services Regulation in 2025: More of the Same or Radical Shift?

December 24, 2024
This year was marked by a steady drumbeat of regulations and rules — and requests from regulators for information and comments from financial services players — touching on everything from...

Three Things to Watch as FDIC Tightens Up on FinTech

December 10, 2024
Several watchdogs and agencies are sharpening their gaze on FinTechs, specifically bank-FinTech relationships and the risks tied to those partnerships. Get the Full Story Complete the form to unlock this...

Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers

November 22, 2024
PYMNTS Intelligence’s long-standing chronicling of the paycheck-to-paycheck economy has revealed shifts in how consumers conduct their daily financial lives and pay. Get the Full Story Complete the form to unlock...

Quick Reads
Lawmakers Call for Higher Deposit Insurance Limits for Big Banks

October 29, 2025
Democrats and Republicans alike want big banks to up their insured deposit limits. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio

October 15, 2025
Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which is the lowest amount allowed...

Regulators Prepare to Ease Post-Financial Crisis Banking Rules

June 01, 2025
Regulators are reportedly preparing to loosen banking restrictions imposed following the 2008 financial crisis. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Financial Regulators Face Deepest Personnel Cuts in Decades

May 07, 2025
Three financial regulators are scrambling following the President Donald Trump administration’s latest round of personnel cuts. Get the Full Story Complete the form to unlock this article and enjoy unlimited...