Federal Reserve news and trends

Fed Watchdog Says Bank Merger Reviews Are Getting Slower
Bank Regulation // March 24, 2026

The Federal Reserve’s internal watchdog has found that the central bank is taking longer to approve bank mergers and acquisitions than it did four years ago, despite launching a dedicated reform effort to speed things up. The finding lands at a moment of heightened scrutiny...

Fed Orders Review of 2023 SVB Collapse
Digital-First Banking // March 20, 2026

The Federal Reserve will have a third-party review the March 2023 collapse of Silicon Valley Bank, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Friday (March 20). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Wall Street Rally Overpowers Housing Slump to Lift Household Wealth
Economy // March 19, 2026

Rising stock prices helped drive an increase in Americans’ net worth in the fourth quarter of 2025, the Federal Reserve said Thursday (March 19). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Banking Regulators Move to Cut Capital Requirements
Bank Regulation // March 19, 2026

The federal bank regulators are seeking comment on three proposals they said would streamline capital requirements for banks of all sizes, better align regulatory capital with risk, and maintain the safety and soundness of the banking system. Get the Full Story Complete the form to...

Interviews & Exclusives
Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing on financial technology and regulation explored how much supervisory uncertainty banks are expected to tolerate as regulators rework their approach almost in real time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Kraken Fed Approval Is SPDI Bank Model’s Biggest Test Yet

March 10, 2026
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Crypto Meets the Fed’s Core Payments System

March 04, 2026
The financial system in the United States can be separated into two periods. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Fed Beige Book Shows Consumers Resilient Despite Uncertainty

January 15, 2026
The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and consumers navigate higher costs, tighter...

Quick Reads
Fed Watchdog Says Bank Merger Reviews Are Getting Slower

March 24, 2026
The Federal Reserve’s internal watchdog has found that the central bank is taking longer to approve bank mergers and acquisitions than it did four years ago, despite launching a dedicated reform effort to speed things up. The finding lands at a moment of heightened scrutiny over regulatory bottlenecks in banking and adds pressure on the […]

Fed Orders Review of 2023 SVB Collapse

March 20, 2026
The Federal Reserve will have a third-party review the March 2023 collapse of Silicon Valley Bank, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Friday (March 20). Get...

Wall Street Rally Overpowers Housing Slump to Lift Household Wealth

March 19, 2026
Rising stock prices helped drive an increase in Americans’ net worth in the fourth quarter of 2025, the Federal Reserve said Thursday (March 19). Get the Full Story Complete the...

Banking Regulators Move to Cut Capital Requirements

March 19, 2026
The federal bank regulators are seeking comment on three proposals they said would streamline capital requirements for banks of all sizes, better align regulatory capital with risk, and maintain the...