Federal Reserve news and trends

21 States Sue Trump Administration, Alleging Illegal Defunding of CFPB
Legal // December 22, 2025

Twenty-one states and the District of Columbia sued the Trump administration Monday (Dec. 22), aiming to stop what they said is illegal defunding of the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Fed Invites Bank Innovation in New Guidance
Bank Regulation // December 17, 2025

The Federal Reserve Board said Wednesday (Dec. 17) that it withdrew a 2023 policy statement and issued a new statement regarding the treatment of certain banks, with the aim of facilitating “responsible innovation.” Get the Full Story Complete the form to unlock this article and...

CFOs Confront Real-Time Money Movement as Weekends Go Live
Real-Time Payments // December 16, 2025

Real-time money movement is rapidly moving toward always-on status. The Federal Reserve has laid out a path to expand the operating days of its largest wholesale settlement rails, pushing final settlement deeper into weekends and holidays and shrinking the “wait until Monday” window that corporate...

Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
Banking // December 15, 2025

The Federal Reserve Bank of Atlanta has begun a search for a president and CEO to succeed Raphael W. Bostic, who announced in November that he will retire at the end of his current term. Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
Fed Signals Shift as Washington Targets Paper Checks

December 10, 2025
Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend on checks for convenience, record keeping or lack of better alternatives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS […]

Fed Finds 4% Increase in Consumers Revolving Card Balances

December 05, 2025
Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity and holiday spending. Total consumer...

FedNow Exec Busts Instant Pay Fraud Myths and Encourages Banks to Keep Up

November 21, 2025
With a little over two years in market, the Federal Reserve’s instant payments platform, the FedNow® Service, is now entering what Chief Product and Relationship Officer Shonda Clay calls its...

FedNow Chief Credits Bank Feedback for Momentum

November 12, 2025
Watch more: Need to Know: FedNow’s Nick Stanescu Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Quick Reads
Average Value of Card-Not-Present Debit Transactions Dips, Fed Says

December 23, 2025
Consumers continue to spend more on their debit cards, although the rate of growth has slowed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

21 States Sue Trump Administration, Alleging Illegal Defunding of CFPB

December 22, 2025
Twenty-one states and the District of Columbia sued the Trump administration Monday (Dec. 22), aiming to stop what they said is illegal defunding of the Consumer Financial Protection Bureau (CFPB). Get...

Fed Invites Bank Innovation in New Guidance

December 17, 2025
The Federal Reserve Board said Wednesday (Dec. 17) that it withdrew a 2023 policy statement and issued a new statement regarding the treatment of certain banks, with the aim of...

Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement

December 15, 2025
The Federal Reserve Bank of Atlanta has begun a search for a president and CEO to succeed Raphael W. Bostic, who announced in November that he will retire at the end of his...