Instant Payments/page/3 news and trends

FedNow Fortifies Security for Instant Payments
Faster Payments // April 23, 2026

Federal Reserve Financial Services (FRFS) will launch a new risk mitigation tool for FedNow® Service participants on Tuesday (April 28). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Instant Payments Grow but the Real Barrier Is Human
Disbursements // April 20, 2026

“Instant Payments Are Winning. Why Are Some Consumers Still Saying No?”, a collaboration between PYMNTS Intelligence and Ingo Payments, looks at a simple but increasingly important issue in modern money movement: When consumers are offered the option to receive funds instantly, why do some still pass?...

SoFi Uses Galileo to Power Real-Time FedNow Transfers
Real-Time Payments // April 13, 2026

SoFi has begun offering instant bank transfers via the Federal Reserve’s FedNow® Service. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

For Small Businesses, Slow Money Is Expensive Money
Faster Payments // April 07, 2026

For many small- to medium-sized businesses (SMBs), financial health is not determined solely by total revenue, but by the precise timing of that revenue’s arrival. PYMNTS Intelligence research indicates that 39% of small businesses operate with less than one month of operating cash on hand,...

Interviews & Exclusives
For Small Businesses, Slow Money Is Expensive Money

April 07, 2026
For many small- to medium-sized businesses (SMBs), financial health is not determined solely by total revenue, but by the precise timing of that revenue’s arrival. PYMNTS Intelligence research indicates that 39% of small businesses operate with less than one month of operating cash on hand, making them highly vulnerable to even minor disruptions in payment […]

What Happens After ‘Instant’ Payouts? New Data Points to a Shift

March 19, 2026
“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how the U.S. payout market changed...

Real-Time Payments Reach a Turning Point in North America

March 09, 2026
Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing and broadening their reach. But...

Growing Fraud Risks Complicate Banks’ Push Toward Instant Payments

March 06, 2026
A growing body of evidence suggests that businesses may be looking in the wrong place for payment fraud risk. Get the Full Story Complete the form to unlock this article...

Quick Reads
JPMorgan and ACI Team to Combat Real-Time Payment Fraud

April 26, 2026
ACI Worldwide and JPMorgan Chase have launched a partnership to combat payment fraud. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

FedNow Fortifies Security for Instant Payments

April 23, 2026
Federal Reserve Financial Services (FRFS) will launch a new risk mitigation tool for FedNow® Service participants on Tuesday (April 28). Get the Full Story Complete the form to unlock this article and...

SoFi Uses Galileo to Power Real-Time FedNow Transfers

April 13, 2026
SoFi has begun offering instant bank transfers via the Federal Reserve’s FedNow® Service. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

RTP Network Marks Record 2 Million Transactions in a Day

February 25, 2026
The Clearing House (TCH) says its instant payment system has achieved two new records. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...