Legislation news and trends

Alaska Updates Money Transmission Law as States Broaden Oversight of Virtual Currency

August 05, 2026
Alaska state capitol
Colorado Pares Back AI Law as FTC Raises New Questions About State Regulation
Legal & Regulation // August 05, 2026

Colorado has significantly narrowed what was poised to become the nation’s first comprehensive artificial intelligence governance law, replacing a sweeping compliance regime with a more targeted framework centered on transparency, consumer rights and disclosure requirements. At the same time, a recent Federal Trade Commission policy...

llinois Requires Retailers to Accept Cash by 2028
Cash // August 04, 2026

Illinois will require retailers to accept certain cash payments, beginning Jan. 1, 2028. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

FTC Puts AI Developers at Center of Regulatory Crossfire
Artificial Intelligence // July 28, 2026

Artificial intelligence (AI) developers could face mounting legal risks if they modify their models’ outputs to comply with state AI laws without clearly informing users. According to a proposed Federal Trade Commission (FTC) policy statement, such undisclosed modifications could violate longstanding federal consumer protection principles....

Crypto CLARITY Runs Out of Time in the Senate
Cryptocurrency // July 27, 2026

Senate Majority Leader John Thune provided some clarity on the prospects for passing the CLARITY Act this year, and it doesn’t look good for supporters of the measure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
New York Turns to AI to Cut Regulatory Red Tape

July 10, 2026
New York Gov. Kathy Hochul has launched a sweeping effort to reduce regulatory burdens across state government, pairing a broad review of existing rules with the use of artificial intelligence (AI) to identify opportunities for streamlining. The initiative, which the administration describes as the largest regulatory review in state history, is intended to eliminate outdated […]

Stablecoins May Need Banks More Than They Admit

July 06, 2026
Digital assets began with the idea that trust could be engineered out of the system. The current regulatory trajectory in the U.S. now suggests something different. Get the Full Story...

Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories...

AML Debate Shifts From Transactions to Hidden Networks

June 09, 2026
The title of Tuesday’s House Financial Services Oversight and Investigations Subcommittee hearing pointed toward Chinese money laundering networks and cartel financing. Get the Full Story Complete the form to unlock...

Quick Reads
llinois Requires Retailers to Accept Cash by 2028

August 04, 2026
Illinois will require retailers to accept certain cash payments, beginning Jan. 1, 2028. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

House Bill Seeks DHS Authority to Throttle Rogue AI Systems

July 23, 2026
A bill introduced in the House Thursday (July 23) would require artificial intelligence (AI) developers to maintain the technical capacity to shut down their AI systems and would authorize the...

House Approves Relaxed Regulations for Community Banks

July 23, 2026
The U.S. House has approved a bill designed to support America’s smaller banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Clarity Act Supporters Add Ethics Rules for Officials to Save Senate Bill

July 22, 2026
Sen. Cynthia Lummis (R-Wyo.) released an amended draft of the Clarity Act on Wednesday (July 22), saying it includes a ban on federal officials issuing or sponsoring digital assets and...