Legislation/page/5 news and trends

New York’s First-in-the-Nation Data Center Moratorium May Not Be the Last

July 16, 2026
New York Capitol, data center
Bank Groups Ask Court to Block Oregon Law Capping Loan Rates
Legal & Regulation // July 15, 2026

Three banking and lending groups have asked a federal court to stop Oregon from enforcing a new law. The National Association of Industrial Bankers, the Online Lenders Alliance and the American Financial Services Association filed the request on July 9, according to an analysis by...

Delaware Updates Banking Laws for the Digital Finance Era
Banking // July 14, 2026

Delaware has enacted a sweeping package of banking modernization legislation aimed at updating the state’s financial regulatory framework for digital assets, money transmission and payment stablecoins. The trio of bills reinforces Delaware’s long-standing position as one of the nation’s leading financial services hubs while aligning...

Senate Bill Would Let Consumers Bring Their Own AI Agents to Amazon and Google
Artificial Intelligence // July 14, 2026

Imagine hiring a real estate agent who secretly works for the seller. That is the worry driving a new push in Washington over artificial intelligence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Global Payments May Feel US CBDC Ban First
Cryptocurrency // July 13, 2026

Nothing visibly changed in American payments when the clock struck midnight on Saturday (July 11). Consumers still used cards, bank accounts and cash, and businesses still moved funds through banking networks. Yet the United States had nonetheless made a consequential architectural choice about the future...

Interviews & Exclusives
New York Turns to AI to Cut Regulatory Red Tape

July 10, 2026
New York Gov. Kathy Hochul has launched a sweeping effort to reduce regulatory burdens across state government, pairing a broad review of existing rules with the use of artificial intelligence (AI) to identify opportunities for streamlining. The initiative, which the administration describes as the largest regulatory review in state history, is intended to eliminate outdated […]

Stablecoins May Need Banks More Than They Admit

July 06, 2026
Digital assets began with the idea that trust could be engineered out of the system. The current regulatory trajectory in the U.S. now suggests something different. Get the Full Story...

Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories...

AML Debate Shifts From Transactions to Hidden Networks

June 09, 2026
The title of Tuesday’s House Financial Services Oversight and Investigations Subcommittee hearing pointed toward Chinese money laundering networks and cartel financing. Get the Full Story Complete the form to unlock...

Quick Reads
Housing Bill’s Final Passage Confirms US CBDC Ban

July 10, 2026
A four-year ban on a U.S. central bank digital currency (CBDC) is set to take effect if a housing bill becomes law Saturday (July 11), CoinDesk reported Friday (July 10). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Crypto Advocates Push Senate to Pass CLARITY Act Before August Deadline

July 08, 2026
CLARITY Act advocates continue to press for the bill’s passage as an Aug. 7 deadline approaches. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Bill to Regulate AI Agents Surfaces in US Senate

June 29, 2026
Sen. Mark Warner is reportedly readying legislation to govern artificial intelligence (AI) agents. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Crypto Insiders Say Daily Senate Meetings Keep CLARITY Act Alive

June 25, 2026
With time running out to strike a deal on cryptocurrency legislation, U.S. senators remain divided on several issues, Semafor reported Thursday (June 25). Get the Full Story Complete the form to unlock...